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Travel Insurance Help

englandsrose
Posts: 28 Forumite

Hi, in May this year I was hospitalised in Menorca with suspected appendicitis, now I’ve been hospitalised twice in the uk for the same thing in the end they can’t conclude what it was, I’m awaiting an appointment with general surgery to see if they are willing to remove my appendix just in case, but they say they can’t rule out kidney stones either. Anyway they covered me on the basis of appendicitis, for the Menorca incident, but the release notes in Spainish just said it was Gastrointestinal issues. I want to make sure I’m as transparent as possible when arranging my next trip insurance. Most companies class appendectomy as waived conditions but surely once you’ve had the appendix removed surely that’s no longer an issue 😂! Anyway is it best to just call up insurance places and detail all the above? It was a frightening experience as it was just my son and I and I’d rather pay more and be sure I’m covered I don’t want to leave anything out.
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To be honest I would not be planning on leaving UK whilst this problem remains undiagnosed given the 2 recurrent incidents thus far but just my own caution. My own appendix perforated and I have had 10 years of related problems.1
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Leavemealone said:To be honest I would not be planning on leaving UK whilst this problem remains undiagnosed given the 2 recurrent incidents thus far but just my own caution. My own appendix perforated and I have had 10 years of related problems.1
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You may find that without a definitive diagnosis and when you tell them you are waiting for further investigations insurers will either not cover the conditions at all, or in some cases will just refuse to insure you. They don’t like uncertainty.
I would investigate that before booking anything.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
I'd be astounded if any doctor would sanction the removal of an appendix "just in case" to suit the travel convenience of a patient.
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What about the risk of being hospitalised abroad over Christmas ?
It is difficult to get travel insurance if you are awaiting a dignosis as the insurance company cannot assess the risk of you needing treatment while abroad, particulrly as you were hospitalised in May with this undiagnosed issue.
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NoodleDoodleMan said:I'd be astounded if any doctor would sanction the removal of an appendix "just in case" to suit the travel convenience of a patient.
Most tourists, and all the residents, have chosen to have their appendix removed before travelling 'just in case'
https://nypost.com/2022/01/13/town-requires-residents-to-remove-appendix-before-moving/
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Alderbank said:NoodleDoodleMan said:I'd be astounded if any doctor would sanction the removal of an appendix "just in case" to suit the travel convenience of a patient.
Most tourists, and all the residents, have chosen to have their appendix removed before travelling 'just in case'
https://nypost.com/2022/01/13/town-requires-residents-to-remove-appendix-before-moving/
I can't see it being done on the NHS though, or for just a short holiday (the link you post refers to people living in that community).
I presume it is something you'd have to pay for and for there to be a valid ethical reason for doing so (in this case, the risk of the operation being outweighed by the risk of getting a burst appendix in an extremely remote location with limited medical aid available).0 -
englandsrose said:Leavemealone said:To be honest I would not be planning on leaving UK whilst this problem remains undiagnosed given the 2 recurrent incidents thus far but just my own caution. My own appendix perforated and I have had 10 years of related problems.0
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Leavemealone said:englandsrose said:Leavemealone said:To be honest I would not be planning on leaving UK whilst this problem remains undiagnosed given the 2 recurrent incidents thus far but just my own caution. My own appendix perforated and I have had 10 years of related problems.0
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But you don’t have an appendicitis diagnosis.Any surgeon willing to remove an appendix when the problem may lie elsewhere is probably not the sort of surgeon that you want to be going to.If they think that kidney scones is another possibility, ate they not able to do a scan to find out?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0
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