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After a DRO......

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How would someone clear of the DRO end date get the only remaining outstanding debt on a DRO (and included) removed from thier credit file? (it was never escalated to a CCJ or High court action)
£6000 car arrears, car was repo and sold
Now we all know how it felt to play in the band on the Titanic...

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  • fatbelly
    fatbelly Posts: 22,980 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 25 September 2024 at 9:10AM
    Is it showing a default date that is the date of the DRO, or earlier?

    If so, the entry is correct
  • Brie
    Brie Posts: 14,762 Ambassador
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    As I understand it (& I may be wrong) it isn't removed but the fact that there was a DRO on the credit history indicates that there's no need to pay it.

    If the creditor is still trying to collect then you need to send them a copy of the DRO showing that it was included so they stop chasing.
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  • ManyWays
    ManyWays Posts: 1,369 Forumite
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    After the end of the DRo, it should have a default date at the start of the DRO (or before) and be shown as satisfied or partially satisfied at the end date of the DRO. You should complain in writing to the current creditor (and any other creditors who have the details wrong, usually the lender if they sold the debt during the DRO)
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