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After a DRO......
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maxmycardagain
Posts: 5,852 Forumite


in IVA & DRO
How would someone clear of the DRO end date get the only remaining outstanding debt on a DRO (and included) removed from thier credit file? (it was never escalated to a CCJ or High court action)
£6000 car arrears, car was repo and sold
£6000 car arrears, car was repo and sold
Now we all know how it felt to play in the band on the Titanic...
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Is it showing a default date that is the date of the DRO, or earlier?
If so, the entry is correct0 -
As I understand it (& I may be wrong) it isn't removed but the fact that there was a DRO on the credit history indicates that there's no need to pay it.
If the creditor is still trying to collect then you need to send them a copy of the DRO showing that it was included so they stop chasing.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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After the end of the DRo, it should have a default date at the start of the DRO (or before) and be shown as satisfied or partially satisfied at the end date of the DRO. You should complain in writing to the current creditor (and any other creditors who have the details wrong, usually the lender if they sold the debt during the DRO)0
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