Opos emails non existent debt

Ergates

Good result.

nadkinjad

manamaga2512 said:

Hi all, over the past couple of weeks I've been getting emails and texts from a company called opos, who in turn say they are representing a company called intrum. I've never heard of either of these companies.
They say that it's regarding a debt "in relation to a Halifax credit card".
I've never had a bank account nor a credit card with the Halifax. I've never had any involvement with the Halifax.
I do not have, nor have I ever had, any outstanding "debts" beyond the usual everyday mortgage, car finance, mobile phone etc. My credit reference can confirm this, it's impeccable (and I'm actually quite proud of that).
I have done a little research on opos ltd, with less than favourable results.
I initially thought it was a phishing scam but they have my email address, mobile number and home address. I'm now thinking, has my identity been cloned? (Due to me never having any involvement with Halifax) and it's possible that someone has had a credit card in my name maybe?
Where / to whom can I complain about this company as they seem to be prolific with regards to harassing people and it grinds my gears that they get away with it.

I also received several emails and letters from opos. I logged in to their ‘portal’ and saw it was for a mobile contract called ‘everything everywhere’ or something like that. When they noticed I had logged on they contacted me immediately saying I had logged on and needed to pay. So I went on my credit report and screenshot that I only have had a contract with ‘3’ from 2009 to 2023 then with Lebara immediately after that. I sent them an email saying I never had such a contract and to send me evidence. They haven’t replied! I also kept getting letters and phone calls from another company called ACI claiming that I owed money to Capital One from 2004! I had paid off my Capital One Account in 2010. When they tried to ring me I told them firmly that I had paid that off and that you know as well as I do that after 6 years the debt goes anyway and to stop harassing me. They have stopped. 

born_again

nadkinjad said:

manamaga2512 said:

Hi all, over the past couple of weeks I've been getting emails and texts from a company called opos, who in turn say they are representing a company called intrum. I've never heard of either of these companies.
They say that it's regarding a debt "in relation to a Halifax credit card".
I've never had a bank account nor a credit card with the Halifax. I've never had any involvement with the Halifax.
I do not have, nor have I ever had, any outstanding "debts" beyond the usual everyday mortgage, car finance, mobile phone etc. My credit reference can confirm this, it's impeccable (and I'm actually quite proud of that).
I have done a little research on opos ltd, with less than favourable results.
I initially thought it was a phishing scam but they have my email address, mobile number and home address. I'm now thinking, has my identity been cloned? (Due to me never having any involvement with Halifax) and it's possible that someone has had a credit card in my name maybe?
Where / to whom can I complain about this company as they seem to be prolific with regards to harassing people and it grinds my gears that they get away with it.

I also received several emails and letters from opos. I logged in to their ‘portal’ and saw it was for a mobile contract called ‘everything everywhere’ or something like that. When they noticed I had logged on they contacted me immediately saying I had logged on and needed to pay. So I went on my credit report and screenshot that I only have had a contract with ‘3’ from 2009 to 2023 then with Lebara immediately after that. I sent them an email saying I never had such a contract and to send me evidence. They haven’t replied! I also kept getting letters and phone calls from another company called ACI claiming that I owed money to Capital One from 2004! I had paid off my Capital One Account in 2010. When they tried to ring me I told them firmly that I had paid that off and that you know as well as I do that after 6 years the debt goes anyway and to stop harassing me. They have stopped. 

The debt is still there. It is just they can not take you to court on the debt. Although some debts are never statute bared.

nadkinjad

born_again said:

nadkinjad said:

manamaga2512 said:

Hi all, over the past couple of weeks I've been getting emails and texts from a company called opos, who in turn say they are representing a company called intrum. I've never heard of either of these companies.
They say that it's regarding a debt "in relation to a Halifax credit card".
I've never had a bank account nor a credit card with the Halifax. I've never had any involvement with the Halifax.
I do not have, nor have I ever had, any outstanding "debts" beyond the usual everyday mortgage, car finance, mobile phone etc. My credit reference can confirm this, it's impeccable (and I'm actually quite proud of that).
I have done a little research on opos ltd, with less than favourable results.
I initially thought it was a phishing scam but they have my email address, mobile number and home address. I'm now thinking, has my identity been cloned? (Due to me never having any involvement with Halifax) and it's possible that someone has had a credit card in my name maybe?
Where / to whom can I complain about this company as they seem to be prolific with regards to harassing people and it grinds my gears that they get away with it.

I also received several emails and letters from opos. I logged in to their ‘portal’ and saw it was for a mobile contract called ‘everything everywhere’ or something like that. When they noticed I had logged on they contacted me immediately saying I had logged on and needed to pay. So I went on my credit report and screenshot that I only have had a contract with ‘3’ from 2009 to 2023 then with Lebara immediately after that. I sent them an email saying I never had such a contract and to send me evidence. They haven’t replied! I also kept getting letters and phone calls from another company called ACI claiming that I owed money to Capital One from 2004! I had paid off my Capital One Account in 2010. When they tried to ring me I told them firmly that I had paid that off and that you know as well as I do that after 6 years the debt goes anyway and to stop harassing me. They have stopped. 

The debt is still there. It is just they can not take you to court on the debt. Although some debts are never statute bared.

born_again said:

nadkinjad said:

manamaga2512 said:

Hi all, over the past couple of weeks I've been getting emails and texts from a company called opos, who in turn say they are representing a company called intrum. I've never heard of either of these companies.
They say that it's regarding a debt "in relation to a Halifax credit card".
I've never had a bank account nor a credit card with the Halifax. I've never had any involvement with the Halifax.
I do not have, nor have I ever had, any outstanding "debts" beyond the usual everyday mortgage, car finance, mobile phone etc. My credit reference can confirm this, it's impeccable (and I'm actually quite proud of that).
I have done a little research on opos ltd, with less than favourable results.
I initially thought it was a phishing scam but they have my email address, mobile number and home address. I'm now thinking, has my identity been cloned? (Due to me never having any involvement with Halifax) and it's possible that someone has had a credit card in my name maybe?
Where / to whom can I complain about this company as they seem to be prolific with regards to harassing people and it grinds my gears that they get away with it.

I also received several emails and letters from opos. I logged in to their ‘portal’ and saw it was for a mobile contract called ‘everything everywhere’ or something like that. When they noticed I had logged on they contacted me immediately saying I had logged on and needed to pay. So I went on my credit report and screenshot that I only have had a contract with ‘3’ from 2009 to 2023 then with Lebara immediately after that. I sent them an email saying I never had such a contract and to send me evidence. They haven’t replied! I also kept getting letters and phone calls from another company called ACI claiming that I owed money to Capital One from 2004! I had paid off my Capital One Account in 2010. When they tried to ring me I told them firmly that I had paid that off and that you know as well as I do that after 6 years the debt goes anyway and to stop harassing me. They have stopped. 

The debt is still there. It is just they can not take you to court on the debt. Although some debts are never statute bared.

born_again said:

nadkinjad said:

manamaga2512 said:

Hi all, over the past couple of weeks I've been getting emails and texts from a company called opos, who in turn say they are representing a company called intrum. I've never heard of either of these companies.
They say that it's regarding a debt "in relation to a Halifax credit card".
I've never had a bank account nor a credit card with the Halifax. I've never had any involvement with the Halifax.
I do not have, nor have I ever had, any outstanding "debts" beyond the usual everyday mortgage, car finance, mobile phone etc. My credit reference can confirm this, it's impeccable (and I'm actually quite proud of that).
I have done a little research on opos ltd, with less than favourable results.
I initially thought it was a phishing scam but they have my email address, mobile number and home address. I'm now thinking, has my identity been cloned? (Due to me never having any involvement with Halifax) and it's possible that someone has had a credit card in my name maybe?
Where / to whom can I complain about this company as they seem to be prolific with regards to harassing people and it grinds my gears that they get away with it.

I also received several emails and letters from opos. I logged in to their ‘portal’ and saw it was for a mobile contract called ‘everything everywhere’ or something like that. When they noticed I had logged on they contacted me immediately saying I had logged on and needed to pay. So I went on my credit report and screenshot that I only have had a contract with ‘3’ from 2009 to 2023 then with Lebara immediately after that. I sent them an email saying I never had such a contract and to send me evidence. They haven’t replied! I also kept getting letters and phone calls from another company called ACI claiming that I owed money to Capital One from 2004! I had paid off my Capital One Account in 2010. When they tried to ring me I told them firmly that I had paid that off and that you know as well as I do that after 6 years the debt goes anyway and to stop harassing me. They have stopped. 

The debt is still there. It is just they can not take you to court on the debt. Although some debts are never statute bared.

Ah yes that’s what I sort of meant. In fact, the debt doesn’t exist as I paid everything off. 

Ectophile

I logged in to their ‘portal’ and saw it was for a mobile contract called ‘everything everywhere’ or something like that.

They are better known by their abbreviation EE, and was formed by the merger of T-Mobile and Orange.  It's now part of the BT group.  So it's a real phone company.

Whether or not you owe them any money is another matter.