Email from Bailiff - is this legitimate or a scam?

thewanderer83

Good afternoon, 

I apologise if this is not in the correct place. First time poster.

I received an email from a company (BCL), claiming that they are requesting a 'legal notice of attachment of earnings'. Upon reading the email further, it says I have options available to me to avoid a CCJ. I've replied to the email a few times but am yet to hear a response. There is no phone number or website to contact. I'll attach the contents below.

Essentially, does anyone know of such a company existing? I've tried to do some research (limited at present) and I can't seem to find anything that determines whether this is legitimate or not.

For information, I do have some outstanding debts, that I am paying off and have arrangements in place. The email is below:

This is Donna Walding from BCL ( Bailiff Collection Limited ). Hope you are doing well. I just would like to tell you that we have got a legal complaint against you from your creditors where you are not making the contractual payments or managing just minimum payments towards them.

Creditors have approached us in order to get the “CCJ” action against you so that they can have the attachment of earnings for the total of £399.99 every month from your income, so that they can recover all the money from your side asap because as per the creditors they gave you enough chance to get the arrangements done through the government help known as an “IVA” but you refused to get that help and now they are looking to have legal action against you.

If you do not want to have any sort of legal proceedings and you are struggling with your financial situation and want to get these debts sorted, you do have “three options” left for yourself from these creditors apart from the CCJ.

If you wish to sort-out these debts. we will transfer you to our help desk team to get your finances back on track.

Hope to get a reply soon from your side.

Kind Regards!
Donna Walding
Enforcement Manager

cymruchris

Sounds like a total and utter scam. The language looks to be written by someone who doesn't work in the profession, and what even is a legal complaint against you? I'd stop replying and not worry.

Do you owe anyone anything that would result in a bailiff wanting to contact you?

JCS1

There's also no company at Companies House under that name.

magpies79

As soon as I read….. £399.99 every month from your income, so that they can recover all the money from your side asap because as per the creditors 

I got scam vibes lol

thewanderer83

Thank you all for your responses. Hugely appreciated. I did find a similar thread from last year on MSE, which seems to be similar in wording but different amounts.

I've just received this response:


Hope you are well

According to the Data Protection Act 1998 we are not liable to share that information. Hope you understand that. But these creditors have transferred all the accounts in my department as you are falling behind or just managing the minimum payments for these debts so, they have decided to do an attachment of earnings of £399.99 from your income or benefits received by you.

They have also mentioned other "three options" for you if you are struggling with your financial situation and looking for debt help.

Kind regards!
Thank you

thewanderer83

cymruchris said:

Sounds like a total and utter scam. The language looks to be written by someone who doesn't work in the profession, and what even is a legal complaint against you? I'd stop replying and not worry.

Do you owe anyone anything that would result in a bailiff wanting to contact you?

cymruchris said:

Sounds like a total and utter scam. The language looks to be written by someone who doesn't work in the profession, and what even is a legal complaint against you? I'd stop replying and not worry.

Do you owe anyone anything that would result in a bailiff wanting to contact you?

Thanks, Chris.

No, had a couple of credit cards that I sadly defaulted on, which have monthly payment plans for the past few years. Getting back on my feet but these messages are most unwelcome.

cymruchris

thewanderer83 said:

Thank you all for your responses. Hugely appreciated. I did find a similar thread from last year on MSE, which seems to be similar in wording but different amounts.

I've just received this response:


Hope you are well

According to the Data Protection Act 1998 we are not liable to share that information. Hope you understand that. But these creditors have transferred all the accounts in my department as you are falling behind or just managing the minimum payments for these debts so, they have decided to do an attachment of earnings of £399.99 from your income or benefits received by you.

They have also mentioned other "three options" for you if you are struggling with your financial situation and looking for debt help.

Kind regards!
Thank you

Ignore it and don't reply to any further emails. They're phishing for your personal data. They also sound like they're based overseas.

If you wanted to waste their time you could make up some completely spurious details showing you earn £4 million pounds a year and own 49 houses and 2 Bentleys - that's something I might do - string them along - but in your case ignore the wasters

RAS

Report to Action Fraud, just forward the emails.

sourcrates

"Creditors have approached us in order to get the “CCJ” action against you so that they can have the attachment of earnings for the total of £399.99 every month from your income,"  CCJ action lol.

Don`t waste your time with such garbage, very bad attempt at scamming you.

This has done the rounds many times now over the years, delete and ignore.

sourcrates

thewanderer83 said:

Thank you all for your responses. Hugely appreciated. I did find a similar thread from last year on MSE, which seems to be similar in wording but different amounts.

I've just received this response:


Hope you are well

According to the Data Protection Act 1998 we are not liable to share that information. Hope you understand that. But these creditors have transferred all the accounts in my department as you are falling behind or just managing the minimum payments for these debts so, they have decided to do an attachment of earnings of £399.99 from your income or benefits received by you.

They have also mentioned other "three options" for you if you are struggling with your financial situation and looking for debt help.

Kind regards!
Thank you

Do not under any circumstance converse further with them.

I think you now have your answer to this matter, so I will close this thread.