Universal credit: Impact

jamescooper244

Hello,

If a single mother who currently receives Universal credit goes on to buy a house and someone else goes on the mortgage (say a parent) but doesn't live at the property is their household still income based on the single mother?

Many thanks.

HillStreetBlues

jamescooper244 said:

Hello,

If a single mother who currently receives Universal credit goes on to buy a house and someone else goes on the mortgage (say a parent) but doesn't live at the property is their household still income based on the single mother?

Many thanks.

Yes, it's based on who lives at the property.

peteuk

But the single mother will get no help towards the mortgage, so no housing element of UC.

The other person will also need to declare it if they are claiming means tested benefits as they part own a property they dont live in.