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Cheapest way of paying for Octopus

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  • crumpet_man
    crumpet_man Posts: 729 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Zilch card pays 2% cashback/rewards for Octopus.

    Some people have reported that they also get the 1% with Chase debit as the card behind Zilch but that didn't work for me.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,287 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Zilch card pays 2% cashback/rewards for Octopus.

    Some people have reported that they also get the 1% with Chase debit as the card behind Zilch but that didn't work for me.
    Chase works for me when I make a manual payment.  My (low) DD is from a different bank though so I don't know if paying a DD from Chase would give the cashback.
  • username
    username Posts: 740 Forumite
    Part of the Furniture 500 Posts
    Anyone who does the £1 DD just beware to keep tabs on your email as Octopus' computer will see the low DD and try and hike it back to wahtever their computer thinks it should be (as it doesn't seem to take into account you ARE making payments towards the account just manually).
  • crumpet_man
    crumpet_man Posts: 729 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Zilch card pays 2% cashback/rewards for Octopus.

    Some people have reported that they also get the 1% with Chase debit as the card behind Zilch but that didn't work for me.
    Chase works for me when I make a manual payment.  My (low) DD is from a different bank though so I don't know if paying a DD from Chase would give the cashback.
    Paying a DD from Chase doesn't give any cashback.

    Zilch is a virtual MasterCard, similar in some ways to Curve, but you can link only one debit card to it.  You pay with Zilch and get cashback/rewards on that and the actual payment is taken from the linked debit card.

  • Somebody
    Somebody Posts: 203 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Paying a DD from Chase doesn't give any cashback.

    No cashback on DD - only on debit card transactions

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