Advice on credit card please?

ALLEN1982

General_Grant said:

ALLEN1982 said:

sheramber said:

The debt doesn't disappear off your staatemnt. The refund adds the same amount as a credit  on your card account .

It says - £50 train line (who i brought the tickets from) then on the 18th + £50 trainline.
I hope my bank sorts it when i get my next statement. I am quite panicking over it.

So that minus is you being charged for the ticket.
The plus is the refund to your account.
So -50 +50 = 0     (the result is no charge)

Of course, if you had a statement prepared between 2nd and 18th September then the +£50 refund will not appear on the statement.  Do you normally pay your statement by DD in full or a lesser amount or do you initiate payment each time?

I initiate the payment every time. I thought there would be no charge with the refund but it still shows as i owe £50 charge (i just hope it gets sorted)

Marcon

ALLEN1982 said:

sheramber said:

The debt doesn't disappear off your staatemnt. The refund adds the same amount as a credit  on your card account .

It says - £50 train line (who i brought the tickets from) then on the 18th + £50 trainline.
I hope my bank sorts it when i get my next statement. I am quite panicking over it.

Stop panicking (I know, easier said than done!). 

There's nothing for your bank to 'sort'. The refund has already appeared on your statement on the 18th (+£50), so you know you've been refunded.