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Re car insurance doubled after no fault accident!

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  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper

    I was paying £30.50 for my car monthly then renewal went to £62 for same car how iis this allowed I am being penalised for a accident that was 100% as proven by dashcam video of incident?

    By paying the premium monthly rather than annually in advance will incur additional financial charges. Insurers administration costs have risen. Claims are rising. Uninsured losses have to be recouped. Lack of parts to repair is resulting in increased hire costs and more total writeoff's.  There's pressures in the system everywhere. You aren't being singled out. 
  • sheramber
    sheramber Posts: 22,728 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    k12479 said:
    Redeagle69 said:
    I produced video dash cam footage showing 100% not my fault... 
    It may have been completely the other person's fault, but in many cases a better skilled, quicker reacting, more observant or more careful driver can avoid being the victim of an incident. These people are lower risk.

    Look at e.g. supermarket car parks. Most people park nearer the shop rather than the deserted far corners. The former, even though they are at no fault, are going to be at higher risk of dings and scrapes.

    Yet when I park 3 miles away from the nearest car, with 50 empty spaces about - when I return some cretin has parked up next to me!!

    Yes, that happens to me.

    Found  a dent/ score  along the side of my car when I returned to it. 

    Six empty spaces either side of me when I parked and when I returned to it. 
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