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What about the 25% tax free amount? Which pension should I take that from?
The teachers pension doesn't have 25% TFC. There will be some tax free cash available but it will be a sacrifice in the income to pay it.
It might for some people, albeit not for OP:
When you come to take benefits from the Teachers’ Pension Scheme (TPS), you’re entitled to take a one-off lump sum. This can be taken tax free, up to 25% of the capital value or £268,275 (whichever is lower). The TPS will only pay a lump sum up to the limit of £268,275.
The lump sum is not automatically payable for most members, who will need to give up some of their pension to purchase the lump sum.
However, some members will receive an automatic lump sum, depending on which part of the Teachers’ Pension Scheme they have benefits in.
do your research and go for it if the numbers work for you , I got off the hamster wheel at 57 ,. could have gone earlier but didn't have the confidence to jump . time goes so quickly . today is today . tomorrow is not guaranteed
