Nationwide Flex Plus Travel Insurance with new company from May 2024

swissmiss6

I will have a dilemma next April 2025 when I come to renew my travel insurance bought as an account holder with Nationwide Flex Plus. 

Nationwide are no longer using UK Insurance as from the end of April this year.  Fortunately I was able to renew my insurance for a further year on the existing terms because my insurance renewal date was before the end of April.  My concern is regarding the maximum length of a single trip, for which I pay an additional premium, plus an extra premium because I am over 70. 

The new company Nationwide are using, Aviva Insurance, limit the number of days to 120 per year, which is no good for me as I go to Thailand for the winter to escape the cold weather for around 132-135 days (UK Travel's limit is currently 180 days).  I asked UK Travel which banks use their services, or how I could renew from 2024 if not with Nationwide, and they declined to give me this information.

Does anyone have any information as to an alternative bank or building society who could offer sufficient days for my winter break?  I will need to renew my travel insurance in April 2025.

Thanks in advance for any help you can give.

Hoenir

According to their website these are brand partners. Includes Nationwide so may not be up to date. 

• • Peugeot
  • Citroen
  • Cyclist and Bicycle
  • RBS
  • Natwest
  • Ulster Bank
  • Confidas
  • Mayday
  • Yorkshire Bank
  • Clydesdale Bank
  • Lloyd Latchford
  • Devitt
  • Royal London
  • Prudential
  • Nationwide
  • Sainsbury’s
  • HSBC
  • Zurich
  • Virgin Money
  • Audi
  • Volkswagen
  • Volkswagen Commercial Vehicle
  • SEAT
  • ŠKODA
  • DS
  • Direct Line Motability

NoodleDoodleMan

I expect if you contact Aviva direct they may offer extended timescale cover - at an extra premium of course.

Similar to seeking cover for pre-existing medical conditions.

The attractive aspect of the revised Nationwide Flex Plus travel insurance deal is that it extends beyond 70, with no specified age limit - unlike other similar bank packaged accounts. 

The Co-op Bank version ceases at 80, for example.

The down side is that the monthly premium is going up to £18 from £13 - although it's not clear (to me at least) if existing account holders are exempt this rise when renewal anniversary falls due.

Sarahspangles

NoodleDoodleMan said:

The down side is that the monthly premium is going up to £18 from £13 - although it's not clear (to me at least) if existing account holders are exempt this rise when renewal anniversary falls due.

We both received an email recently to say the premium is increasing on our joint account.

NoodleDoodleMan

Sarahspangles said:

NoodleDoodleMan said:

The down side is that the monthly premium is going up to £18 from £13 - although it's not clear (to me at least) if existing account holders are exempt this rise when renewal anniversary falls due.

We both received an email recently to say the premium is increasing on our joint account.

Thanks - I reckoned that would be the case.

DullGreyGuy

swissmiss6 said:

I will have a dilemma next April 2025 when I come to renew my travel insurance bought as an account holder with Nationwide Flex Plus. 

Nationwide are no longer using UK Insurance as from the end of April this year.  Fortunately I was able to renew my insurance for a further year on the existing terms because my insurance renewal date was before the end of April.  My concern is regarding the maximum length of a single trip, for which I pay an additional premium, plus an extra premium because I am over 70. 

The new company Nationwide are using, Aviva Insurance, limit the number of days to 120 per year, which is no good for me as I go to Thailand for the winter to escape the cold weather for around 132-135 days (UK Travel's limit is currently 180 days).  I asked UK Travel which banks use their services, or how I could renew from 2024 if not with Nationwide, and they declined to give me this information.

Does anyone have any information as to an alternative bank or building society who could offer sufficient days for my winter break?  I will need to renew my travel insurance in April 2025.

Thanks in advance for any help you can give.

UK Insurance is better known as Direct Line... They used to have 4 authorised entities for writing insurance (Direct Line, Churchill, NIG and UK Insurance) with other brands, eg Privilege, being underwritten by one of the four (Priv was DL). There are however costs for running an insurance entity which increased with regulation changes and so they consolidated it all into one insurer UK Insurance who now underwrite all the business the group writes directly or via white label deals. 

You can look through the affinity brands listed above, though many are just white label sellers rather than package bank accounts, but also look at their direct brands 

35har1old

NoodleDoodleMan said:

I expect if you contact Aviva direct they may offer extended timescale cover - at an extra premium of course.

Similar to seeking cover for pre-existing medical conditions.

The attractive aspect of the revised Nationwide Flex Plus travel insurance deal is that it extends beyond 70, with no specified age limit - unlike other similar bank packaged accounts. 

The Co-op Bank version ceases at 80, for example.

The down side is that the monthly premium is going up to £18 from £13 - although it's not clear (to me at least) if existing account holders are exempt this rise when renewal anniversary falls due.

The renewal date doesn't apply in this case.New charge from the December 1st check emails early part of September 
There was another post about someone wanting to extend cover to 35 days but apparently Avia wanted to sell a new policy at the cost of £146 so no extension 

silvercar

NatWest have recently moved from UK insurance to Allianz.

swissmiss6

I am still trying to find a company who will insure me for more than 120 days.  I have had a quote from Aviva which is almost double the amount I have paid for cover up to the end of April this year.  If I find a company willing to insure me I will let everyone know.