Personal Injury claim

Passenger in car, other car at fault & going though MIB
My solicitor sent this.
"We will also require bank statements even if you were not working at the time of the accident or have not suffered from a loss of earnings.We have noticed a recent trend of defendants requesting bank statements at disclosure, as such it is sensible for us to obtain bank statements now and address any queries that may arise. "
Before I reply; is this common?

Let's Be Careful Out There

Comments

  • Hoenir
    Hoenir Posts: 6,616 Forumite
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    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
  • Mark_d
    Mark_d Posts: 2,171 Forumite
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    I don't know how common it is but I would do what your solicitor suggests.  You solicitor is working in your best interests.
  • HillStreetBlues
    HillStreetBlues Posts: 5,519 Forumite
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    edited 13 September 2024 at 1:38PM
    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    Let's Be Careful Out There
  • Penguin_
    Penguin_ Posts: 1,533 Forumite
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    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    It explains that they need them in readiness for any queries that may arise.
  • Penguin_ said:
    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    It explains that they need them in readiness for any queries that may arise.
    Seems to be going round in circles, the question is why would any queries arise regarding my banking pre-accident.
    Let's Be Careful Out There
  • born_again
    born_again Posts: 19,428 Forumite
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    Penguin_ said:
    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    It explains that they need them in readiness for any queries that may arise.
    Seems to be going round in circles, the question is why would any queries arise regarding my banking pre-accident.
    Guessing that some people may try to claim more than they should, in terms of maybe loss of earnings etc?
    Life in the slow lane
  • Hoenir
    Hoenir Posts: 6,616 Forumite
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    Penguin_ said:
    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    It explains that they need them in readiness for any queries that may arise.
    Seems to be going round in circles, the question is why would any queries arise regarding my banking pre-accident.
    Frauds tend to follow similar patterns. People that investigate such matters become wise to the ruses. People are surprisingly predictable. The less co-operative and more defensive people become the more suspicions are aroused. A genuine claimant simply responds openly and transparently. 
  • Penguin_ said:
    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    It explains that they need them in readiness for any queries that may arise.
    Seems to be going round in circles, the question is why would any queries arise regarding my banking pre-accident.
    Guessing that some people may try to claim more than they should, in terms of maybe loss of earnings etc?
    That would have been my thoughts, but it even states  even if you haven't suffered loss of earnings (which I haven't).
    Let's Be Careful Out There
  • lisyloo
    lisyloo Posts: 30,072 Forumite
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    edited 13 September 2024 at 2:47PM
    Personally I don't like the trend of asking for a lot of personal information (which could be hacked or stolen) when it may not be required.
    So I would be asking if it's mandatory at this time.
    I don't think it's wrong or pedantic to be concerned and not to want to put more personal information than necessary.

    If it became problematic, I'd provide it.
    That's not to be difficult but to protect my information.
  • DullGreyGuy
    DullGreyGuy Posts: 17,243 Forumite
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    Penguin_ said:
    Hoenir said:
    Seems self explanatory. No shortage of attempted fraud with regards to personal injury claims. 
    How is it self explanatory, when it doesn't explain why it's (might) needed by the defence?
    It explains that they need them in readiness for any queries that may arise.
    Seems to be going round in circles, the question is why would any queries arise regarding my banking pre-accident.
    Cash for crash... your in financial distress and in desperate needs for funds. You ask your mate if they want £2k? You agree they'll ride in your car, you'll cause an accident thats likely to be resolved non-fault (slam on your breaks for no reason etc) and go 50/50 on their compensation. 
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