RCI maturity options

kidwell25

I have 2 fixed-rate bonds that will mature in the coming weeks. The first is a NS&I guaranteed income bond (approx £12k) that matures next week. I also have a 2 year RCI bond (approx £10k) that will mature at the end of November. One of these I will reinvest into another fix, but the other I will put into easy access or a notice account for now, and will go towards next year's ISA allowance in April.

NS&I is offering 5.15% to fix for another year. So I have to decide whether to go for that or hope that RCI offers something better in a couple of months. I had another RCI account mature last November and at that time they were offering really good rates to re-fix (quite a lot higher than for new customers) which I took advantage of. Has anyone received any maturity offers from RCI in the last few weeks and what rates are they currently offering to re-fix?

soulsaver

Same boat. The NS&I roll over looks the choice for me... I don't see me needing the money in the short term unless I find a house for sale that I cant resist..

And I'm already in more equities risk than I should be at my age.

Heard nowt on the RCI yet and I was thinking not to commit a plan waiting their maturity offer - however it did occur to me that a 4.85% (is it?) is unlikely get a higher maturity offer in the current climate?

It'll be heading for anything I can get near or above 5.00%, so I'm grabbing all the reg savers I can..

Patr100

My RCI  2 year fixed is maturing in 14 days. Rather annoyingly , at that point , they aren't offering a direct transfer out to my nominated account

but various not that competitive fixed options or their easy access account if I do nothing. From there I would then have to move it out  which would delay moving on to a better offer elsewhere.