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Lowell debt close to being statute barred HELP!

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Comments

  • Hello, 
    Just wanted to let you all know I recieved a letter from lowell yesterday saying they have reviewed my account and wont be taking any further action so the account will be closed. 😁
  • sourcrates
    sourcrates Posts: 32,524 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Excellent news.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Brie
    Brie Posts: 16,645 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Time to do the happy dance!!!!!
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

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  • redparrot69
    redparrot69 Posts: 6 Forumite
    Name Dropper First Post

    I defaulted on a credit card in July 2020. Lowell have bought the debt and have been ringing, texting and sending letters.
    Today I got a letter saying if I don’t get in touch by 1st April they will send a field agent to my address.
    How likely is it that they’ll do this with 4 months until it’s statue barred please?

    What is my best course of action?

  • fatbelly
    fatbelly Posts: 23,733 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier

    Continue to ignore until they send a Letter Before Claim

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