Windscreen crack

Android07

I am getting ready to sell my old car and then I notice a crack right at the bottom of my windscreen! This must have been caused by a stone on the road.
Do I repair this privately or do I tell my insurer and pay £25 excess and then get it repaired at their approved company? I really really do not want my premium to increase next year.

fatbelly

If it can be repaired, then going through your insurer should not affect your NCB and many policies have zero excess.

If yours has a £25 excess, that should still be cheaper than arranging it yourself

Android07

This is what the policy says.

Glass Repair
Approved Repairer Glass Repair Market value
Non Approved Repairer Glass Repair £25 per claim
The above limits for Glass apply after you have paid your excess

Glass Replacement
Approved Repairer Glass Replacement Market value
Non Approved Repairer Glass Replacement £50 per claim
The above limits for Glass apply after you have paid your excess

Glass repair excess
Approved repairer £25
Non-approved repairer £150
Glass replacement excess
Approved repairer £150
Non-approved repairer £150

angrycrow

A repair would be for a small stone chip and would cost you £25 if you let the insurer sort it. 

If it is cracked as you state you will need a replacement so you are looking at the £150 excess if you let the insurer handle it. 

If the car was selling for a few thousand I would probably get it repaired first. If you are selling it for a few hundred I would not bother and let the new keeper decide whether to fix it.

If it's a chip Asda and Amazon sell a DIY resin repair kit for about £7 that is enough to do around 5 repairs and works well if all instructions are followed.

Android07

The car will sell exactly for a grand.

The crack looks like this :

TripleH

Driving round Australia, we were given little 'stickers' to put on chips on the windscreen.

We had 4 in 10 weeks compared to 1 in twenty years in the UK.

Although it was the little git who put his foot through the windscreen of the camper that cracked it.