Can anybody recommend pet insurance that covers preexisting conditions? (Periodontal disease)

just_a_renter

Hi, my dog (a Yorkie) has periodontal disease. He's eligible for PDSA treatment but only at the reduced cost (not free), which... is still very expensive. He had some teeth removed there and it cost about £400, after the discount

So can anyone recommend a good insurer that covers existing conditions? I've done a few applications but whenever I get to the end, they say the existing conditions won't be covered, and nor will a bunch of other conditions loosely related to it (heart disease, etc), and the premiums are still super expensive

Also, do I even have to mention the periodontal disease if the affected teeth have been removed? Or is it an ongoing condition?

marcia_

 To be be honest you would be better financially sticking with the PDSA and putting money aside each month into a dog savings account for when treatment is needed 

elsien

I agree with Marcia.
Youre not going to get cover for the dental issues. A lot of insurers don’t cover dental work anyway; You would have to declare the previous treatment. If you made a claim, The insurer will ask the vet when the problem was first noticed/ what treatment there has been in the last x years so, you wouldn’t get away with not telling them. 

It may be that for some conditions if a certain amount of time has passed with no further issues an insurer may cover in the future, but I think that sounds unlikely for ongoing dental issues.
Subsidised PDSA treatment does sound like your best bet.
How old is your dog? 

Can you start training to accept tooth cleaning,  which might help?