List of Bank / Building Society app cheque deposit limits

simonsmithsays

For those of you who still receive cheques here's a consolidated list from contributions below and a previous defunct thread from another forumite.

Thanks to you all in advance.

Al Rayan - cannot see a way to deposit cheque

Barclays - maximum £2000 per cheque four times a week

Beehive - cannot see a way to deposit cheque

BOS - maximum £10,000 per cheque and £10,000 per day

Cambridge BS - cannot see a way to deposit cheque

Chase UK - cannot see a way to deposit cheque

Coop - cannot see a way to deposit cheque

Coventry BS - cannot see a way to deposit cheque

Cynergy - cannot see a way to deposit cheque

First Direct - maximum £2,000 per cheque and £2,000 per day

Furness BS - cannot see a way to deposit cheque

Gatehouse - cannot see a way to deposit cheque

Halifax - maximum £10,000 per cheque and £10,000 per day

Hanley Economic - cannot see a way to deposit cheque

HSBC - maximum £2,000 per cheque and £2,000 per day

Kroo - cannot see a way to deposit cheque

Lloyds - maximum £10,000 per cheque and £10,000 per day

M&S - cannot see a way to deposit cheque

Monzo - maximum £500 per cheque and four cheques per day for the free account.

METRO - cannot see a way to deposit cheque

Nationwide - cannot see a way to deposit cheque

NatWest - maximum cheque of £1,000 and £1,500 a day.

RBS - maximum cheque of £1,000 and £1,500 a day

Revolut (NOTE - not a Bank or BS) - cannot see a way to deposit cheque

Saffron BS - cannot see a way to deposit cheque

Santander-  maximum cheque of £1,000 and £1,000 a day.

Skipton - cannot see a way to deposit cheque

Starling - maximum cheque of £1,000 and £2,000 a day

Tandem - cannot see a way to deposit cheque

Tesco - cannot see a way to deposit cheque

Tipton - cannot see a way to deposit cheque

TSB - maximum cheque of £750 and £750 a day

Ulster -  maximum cheque of £1,000 and £1,500 a day

Virgin Bank - maximum £1000 per cheque and £5000 per day

Yorkshire Building Society - cannot see a way to deposit cheque

Rob5342

Thankyou. It's good to see that Monzo allow cheque deposits in the app now. I very rarely get them but it's convenient on the odd occasion that I do (it's normally only every few years when I get a refund for some old utility account that didn't have the final bill corrected)

simonsmithsays

Following added:

Beehive - cannot see a way to deposit cheque

WillPS

I don't think you really need to list out all the savings-only providers - none of them support cheque pay in  and I doubt that'll change (many don't even have an app!). It's only really relevant to current accounts.

simonsmithsays

WillPS said:

I don't think you really need to list out all the savings-only providers - none of them support cheque pay in  and I doubt that'll change (many don't even have an app!). It's only really relevant to current accounts.

Appreciate the feedback.

Every one which has been listed has an app.

That's the crooks of the thread.

They'll be left in so this thread is of some use and people may skip over the ones they're not interested in.

Then if the BS develop the app cheque deposit (which even some of the larger banks have only recently introduced) the entries can be amended.

WillPS

simonsmithsays said:

WillPS said:

I don't think you really need to list out all the savings-only providers - none of them support cheque pay in  and I doubt that'll change (many don't even have an app!). It's only really relevant to current accounts.

Appreciate the feedback.

Every one which has been listed has an app.

That's the crooks of the thread.

They'll be left n so people this thread is of some use to can skip over the ones they're not interested in.

Then if the BS develop the app cheque deposit (which even some of the larger banks have only recently introduced) the entries can be amended.

Not just Building Societies, all the providers other than those with current accounts - Al Rayan, Gatehouse, M&S, Tandem, Tesco Bank (as well as others you've missed like Moneybox, Plum etc).

None of these will be able to "develop the app" the app as you state as they don't process cheques themselves, they send them off elsewhere to be cleared (if they accept them at all). The telltale sign is usually that they ask you to make cheques payable to the provider rather than the account holder.

Even ignoring the above, savings accounts are not designed to be used as 'chequing accounts' (to Anglicise an Americanism). Of the savings accounts which accept cheque, they really only intend to be a convenient way for the account holder themselves to fund them (particularly branch/postal customers). If you're using an app, they can reasonably expect that you have the ability to send a faster payment from your current account too.

Nasqueron

simonsmithsays said:

WillPS said:

I don't think you really need to list out all the savings-only providers - none of them support cheque pay in  and I doubt that'll change (many don't even have an app!). It's only really relevant to current accounts.

Appreciate the feedback.

Every one which has been listed has an app.

That's the crooks of the thread.

They'll be left n so people this thread is of some use to can skip over the ones they're not interested in.

Then if the BS develop the app cheque deposit (which even some of the larger banks have only recently introduced) the entries can be amended.

Just to be a pedant (though it's amusing crooks / banks )

It's "crux" of the matter

simonsmithsays

Nasqueron said:

Just to be a pedant (though it's amusing crooks / banks )

It's "crux" of the matter

That gave me a Friday afternoon smile.

😊

JadedAngel88

Monzo is £500 limit and 4 cheques per day. That is just the regular account, I don't know if it's the same for the paid for accounts.

simonsmithsays

JadedAngel88 said:

Monzo is £500 limit and 4 cheques per day. That is just the regular account, I don't know if it's the same for the paid for accounts.

Thanks for this.

Entry amended 

WillPS

simonsmithsays said:

WillPS said:

simonsmithsays said:

WillPS said:

I don't think you really need to list out all the savings-only providers - none of them support cheque pay in  and I doubt that'll change (many don't even have an app!). It's only really relevant to current accounts.

Appreciate the feedback.

Every one which has been listed has an app.

That's the crooks of the thread.

They'll be left n so people this thread is of some use to can skip over the ones they're not interested in.

Then if the BS develop the app cheque deposit (which even some of the larger banks have only recently introduced) the entries can be amended.

Not just Building Societies, all the providers other than those with current accounts - Al Rayan, Gatehouse, M&S, Tandem, Tesco Bank (as well as others you've missed like Moneybox, Plum etc).

None of these will be able to "develop the app" the app as you state as they don't process cheques themselves, they send them off elsewhere to be cleared (if they accept them at all). The telltale sign is usually that they ask you to make cheques payable to the provider rather than the account holder.

Even ignoring the above, savings accounts are not designed to be used as 'chequing accounts' (to Anglicise an Americanism). Of the savings accounts which accept cheque, they really only intend to be a convenient way for the account holder themselves to fund them (particularly branch/postal customers). If you're using an app, they can reasonably expect that you have the ability to send a faster payment from your current account too.

You're mistaken 

I've been able to pay initial deposits into plenty of the BS above in my own name. I'm sorry you haven't.

I didn't say that wasn't the case, I said it was a telltale sign when this happens that they don't process their own cheques so in those cases they can't just develop the functionality as you suggest. That doesn't mean the inverse is true though - even the building societies and smaller savings banks who do accept cheques drawn in the account holder's name will still be physically sending them off to a third party to be processed - hence the elongated process times. 

simonsmithsays said:

I'll keep Plum and Moneybox off for now. They're not banks or BS and don't offer cheque clearance (see thread title) so are different from anything else on here.

How come Revolut are on there then? They also don't offer cheque clearance and are not a bank nor building society.   

Beehive, Chase, Kroo and M&S Bank also don't support cheque clearance at all.