Bank account opening date and credit

potentialhousebuyer

I applied for a finance plan to pay for a larger purchase and it asked how long I had been with my bank for. I thought it was 8 years but when I checked my credit report I realised it was actually 7 years. Will this make a difference? Can the creditor see the date I opened bank accounts? 

la531983

It wont make one bit of difference.

potentialhousebuyer

Thank you so much, that’s helpful to know. 

Nasqueron

potentialhousebuyer said:

I applied for a finance plan to pay for a larger purchase and it asked how long I had been with my bank for. I thought it was 8 years but when I checked my credit report I realised it was actually 7 years. Will this make a difference? Can the creditor see the date I opened bank accounts? 

They can see them, I had this as a security check with someone, Co-Op maybe trying to do a switch, they asked for opening date of a current account and could evidently see all of the ones I had at the time. As an ID check it's hit and miss as many people won't remember exactly but if you have been with the bank 7 or 8 years, it isn't really material