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Incorrect default on credit file by JC International Acquisitions
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TazzieG
Posts: 1 Newbie
Help please, I have just recently noticed on my otherwise healthy credit file a default registered by JC International Acquisitions. On further investigations this seems to relate to an old account I had with Sky. I do not owe Sky anything and the account was closed in 2020. The default appeared in 2024. I have been passed from JC to BW Legal and they have told me its for Sky and the amount but no other information. It also has an incorrect date of birth. My next step was to complain to the Financial Ombudsman but BW Legal have told me I can't do that as it is not a regulated debt. Can anybody please help me with this.
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You can complain to the ICO as they have put incorrect information on your record
https://ico.org.uk/make-a-complaint/
Sky are covered by the telecom ombudsman
https://www.commsombudsman.org/our-process
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TazzieG, I have had the exact same thing just happen. What was the outcome in your situation? Did you every get to the bottom of it?0
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OP not been active since last September.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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It's best to just stick to your own post rather than bumping old ones which is against the forum rulesLulubelle64 said:TazzieG, I have had the exact same thing just happen. What was the outcome in your situation? Did you every get to the bottom of it?Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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