Instant Access Account able to pay in from more than 1 Account

Malchester

Hi. I know there are accounts like this but cannot find then:

1. Instant access / transfer, or at least same day
2. Ability to pay in from more than one account (OK with transfer out to only one account)
3. Monthly interest
4. Interest rate not particularly important

I have Saffron ESaver which allows this. Also have a Coventry BS account but this is next day withdrawals.

Anyone know of any that meet particularly 1, 2 and 3 above.

Thanks in anticipation

wmb194

Malchester said:

Hi. I know there are accounts like this but cannot find then:

1. Instant access / transfer, or at least same day
2. Ability to pay in from more than one account (OK with transfer out to only one account)
3. Monthly interest
4. Interest rate not particularly important

I have Saffron ESaver which allows this. Also have a Coventry BS account but this is next day withdrawals.

Anyone know of any that meet particularly 1, 2 and 3 above.

Thanks in anticipation

A Kroo current account might suit? 4.1% at the moment. You can do all that with Chase savings accounts as well.

deinoflex

Cahoot sunny day & simple savers.

flaneurs_lobster

Does needing a current account meet requirements?
Barclays Rainy Day Saver
Santander Edge Saver

RosieRooBear

I agree with @deinoflex, Cahoot Sunny Day & Simple Savers. I’ve got both and have paid in from multiple accounts and get monthly interest. Withdrawals and deposits are pretty much instantaneous. 

JGB1955

Tandem meet your criteria

flaneurs_lobster

JGB1955 said:

Tandem meet your criteria

..and Chip I think

Digital_Payback

flaneurs_lobster said:

JGB1955 said:

Tandem meet your criteria

..and Chip I think

I think Chip deposits, and any money taken out, must be from and to the same verified account. 

slinger2

I think ZOPA allows multiple linked accounts, although I've never tried it.

jameseonline

Chip?, Zopa?

Secure Trust & Skipton do monthly interest too.

I've got a Saffron too.

If going down the Cahoot (it's owned by Santander) Sunny Day route is limited to £3000 max to get interest on, as for Santander Edge it's £4000.

Barclays could be an option however you need Barclays Blue Rewards account which requires a minimum pay in to your current account and a monthly fee.

Other options:

NatWest & RBS Digital Savers (Regular savings accounts @ £150 max deposit per month each but pay out monthly interest & you can take out whenever you want, £5000 limit for each that you get decent interest on, anything over is poor so not worth it)

flaneurs_lobster

Digital_Payback said:

flaneurs_lobster said:

JGB1955 said:

Tandem meet your criteria

..and Chip I think

I think Chip deposits, and any money taken out, must be from and to the same verified account. 

Just checked, quite right.