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Medical History for Travel Insurance Quote

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  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    percefal said:

    I want to book Travel insurance for a week to cover cancellation, baggage loss etc but not to cover any outcome of any existing medical conditions. If i don’t declare them, does this invalidate any claim e.g for baggage loss?

    Under CIDRA it would give the insurer the right to void the policy and avoid the claim but if they decided to check medical history for a baggage claim is another matter. 

    A small number of insurers dont offer pre-existing condition cover so they dont ask. In my experience there is sometimes options to decline to have pre-existing conditions covered if the medical screening is done on the phone, haven't seen anyone do so online. 
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