Societal implications of transition from tax credits to universal credit

leitmotif

At present, families who are just about managing and are reliant on tax credits to top up their income can feasibly save up for a deposit on a house, with enough time and frugality. But once migrated onto universal credit, they will lose universal credit each time their savings go above £16K, which might make the difference between owning a home and not owning a home for some people (e.g. single disabled adults, single mothers who can only work a few hours a week due to having a disabled child, etc.). Putting aside arguments like 'there are houses in Grimsby that only cost £100K' (because the number of tax credit-reliant people far exceeds the number of inexpensive houses, and lots of disabled people and single mothers have indispensable support networks where they currently live), I'm surprised that nobody is talking about the implications. Or have I missed something?

MSE_ForumTeam5

Hi @leitmotif - this board is very focussed on helping people claim what they're entitled to, rather than debating the wider policy implications.