15 Year Old Son Fraud

LinLui

It's not entirely believable that a 15 year old starts out on a criminal path with a fraud of this nature. You may be looking at the first time he's been caught? Sometimes facing consequences is the best lesson. 

youth_leader

Oh dear, so sorry to read this.  I have to say I think he's been persuaded to do this by someone. Best wishes with the catalogue fraud team.

MEM62

eskbanker said:

itsthelittlethings said:

If he has an aptitude for this kind of stuff I'd be tempted to see if he likes coding as IT is a good career. Obviously don't link the two as you don't want him to think he's getting a reward whatever you do!

If he has an aptitude for this kind of stuff (i.e. fraud) I'd be tempted to let matters take their course and if that ultimately involves the police then so be it - if he hasn't learned the difference between right and wrong yet (and was happy to profit from the death of his grandmother) then it might be the last chance to nip things in the bud before escalation into more serious crime....

This would align with my view on the subject.  If he avoids the consequences of his actions he will not be discouraged from further skulduggery.   

sourcrates

Nothing will happen, you have to be 18 in order to take out a credit agreement, so no CIFAS marker. 

It will likely all just blow over, as stupid as it was, as fraud goes, its not the heist of the century, lenders/retailers usually won`t do anything except close the account.

Nasqueron

sourcrates said:

Nothing will happen, you have to be 18 in order to take out a credit agreement, so no CIFAS marker. 

It will likely all just blow over, as stupid as it was, as fraud goes, its not the heist of the century, lenders/retailers usually won`t do anything except close the account.

You don't have to be 18 - the law allows a contract above age 7 but realistically you will never get one because they aren't enforceable so for all intents and purposes, they will not happen. 

However, an under 18 can get a CIFAS marker for other things e.g. being a money mule, in theory as they have fraudulently used their grandparent's name to get credit, they might get one, I have seen plenty of posts about people 14+ getting them for being a mule