NLA Easy access Top of the Pots

1spiral

I have a table of all most of the NLA EA accounts (taken from as @soulsaver 's excellent top of the pots table) dating back to last October. The list contains over 70 accounts now. I've tried to keep it up to date with rate changes as posted but it is probably currently quite incorrect at the moment due to not all rate changes being posted. Do people feel it would be worthwhile to post this and between us we can get the rates in the table corrected?

eskbanker

I could be wrong but imagine that the lack of replies signifies that nobody is particularly interested (no pun intended) in a table of historic rates of NLA products - are there any providers who don't make such information available to those holding such accounts?

1spiral

eskbanker said:

I could be wrong but imagine that the lack of replies signifies that nobody is particularly interested (no pun intended) in a table of historic rates of NLA products - are there any providers who don't make such information available to those holding such accounts?

My thought was that although you are correct that in that they inform those with such accounts, a lot of providers only do this if you have £100 in them. I have a kent reliance account and even logging into that doesn't tell me the rate because it doesn't have £1000 in it.I have to trawl their NLA accounts list to see the rate they would pay if it had £1000 in it. To date for this account I have not had any notice of a forthcoming reduction and its current rate (for £1000) is still above 5% and am therefore unsure whether its due to me only having £1 or they still haven't advised their changes yet. As of 3/9, this would appear to be my best EA account but I will have to check on that date as to the rate they're paying.

I thought I'd ask before posting the table because I do accept that it is a bit niche.

soulsaver

You could post it up and see how much attention it gets and how useful it is.

allegro120

1spiral said:

eskbanker said:

I could be wrong but imagine that the lack of replies signifies that nobody is particularly interested (no pun intended) in a table of historic rates of NLA products - are there any providers who don't make such information available to those holding such accounts?

My thought was that although you are correct that in that they inform those with such accounts, a lot of providers only do this if you have £100 in them. I have a kent reliance account and even logging into that doesn't tell me the rate because it doesn't have £1000 in it.I have to trawl their NLA accounts list to see the rate they would pay if it had £1000 in it. To date for this account I have not had any notice of a forthcoming reduction and its current rate (for £1000) is still above 5% and am therefore unsure whether its due to me only having £1 or they still haven't advised their changes yet. As of 3/9, this would appear to be my best EA account but I will have to check on that date as to the rate they're paying.

I thought I'd ask before posting the table because I do accept that it is a bit niche.

I don't understand the purpose of these £100 thresholds, does it cost more money to send the e-mail to all account holders? 

As for the thread - post it and see what happens.  I personally don't think it will be practically useful, but could be interesting.