DRO HELP

stu12345_2

who is your debt charity

as long as it's under £2000 imo not to worry 

Nellie17

Money wellness 

stu12345_2

lol they know nothing, they only got the dro contract recently from step change, many complaints about them, I tried them, big argument with them.
then went to Christians against poverty, excellent service

Nellie17

Well hopefully I am worrying over nothing ! Never not wanted a pay rise or back pay so much in my life 🤣🤣🤣 role on next April when I am debt free 🥺

stu12345_2

the OR knows the rules 100 times better than money wellness, trust in what the OR says

all you need to say is I've had a lump sum of under £2000 paid into my wages, obviously as it's under £200O It will not affect my dro, but I will inform the OR anyway 

that should be the end of the conversation and matter with money wellness


this £500 rule they invented is madness imo 
hoping a moderator will join in here to clarify 

stu12345_2

to summarise here is info from website debt camel which is run by a citizens advice bureau employee I believe 

they say what is a lump sum and as long as it's below £2000 you're ok.

they don't give wages as an example but do give benefits, which is the closest thing I can find .

I did learn on another  website that if backdated benefits  were paid out in dribs and draps over many many months then that's classed as income not lump sum and the person would have to check it doesn't put them over £75 a month. each month 

and as for your new hourly rate being balanced out by your less hours, then it's up to you to give the OR the figures to show you are still within the £75 max a month 

money wellness staff are poorly qualified and trained  imo as they only recently got the dro contract.from stepchange

stu12345_2

basically you want to tell the OR dear sir I have had a backdated lump sum of £400, this was for a  previous ongoing wage deal negotiation and paid out in one go recently 

and my current income and expenses have changed recently but still resulting in myself not being over the £75 limit, this was due to a new higher hourly rate , but less hours working at same time going forward 

I enclose a budget to prove I'm not above the £75 limit.

( you can ask MW to create a new budget sheet  for you to prove this which you can send, attach to your OR communication or letter to the OR. or  just create your own budget sheet  to prove  this.)

sourcrates

Hi OP, did explain in my PM that you are allowed assets up to 2k, so don`t worry about it.

You don`t need to tell anyone, anything, just let things continue, and carry on as normal.

Do not make yourself an unnecessary target.

stu12345_2

sourcrates said:

Hi OP, did explain in my PM that you are allowed assets up to 2k, so don`t worry about it.

You don`t need to tell anyone, anything, just let things continue, and carry on as normal.

thanks for helping clear this up. I was just unimpressed with money wellness advice saying cos her payout was under £500 all is ok.

I couldn't fathom where MW got this £500 rule from. was under the impression they were guessing and making up rules as they went along.

but im glad you have put her mind at ease, thank you again.