Target for Average Pension Pot growth

bamgbost

I am defo not considering the S&P500. But defo a fund like u mentioned above with higher global equities.

I agree, that every year will not be the same and there will be fluctuations. I am ready for this. But overall as I contribute to my DC pension, I want the core contribution to be growing well.

It seems most of people just want to beat inflation with growth. which is fine. But I want a bit more aggression. But thanks all for your comments thus far.

Albermarle

bamgbost said:

I am defo not considering the S&P500. But defo a fund like u mentioned above with higher global equities.

I agree, that every year will not be the same and there will be fluctuations. I am ready for this. But overall as I contribute to my DC pension, I want the core contribution to be growing well.

It seems most of people just want to beat inflation with growth. which is fine. But I want a bit more aggression. But thanks all for your comments thus far.

I think most people want some growth above inflation, and a fund with 60/70% equities would normally do that for you over a long period of time. Maybe even 3 or 4 % above inflation, but from a forecasting point of view and the possibility of a prolonged downturn , better to aim a bit more pessimistically.