Wrong electoral roll address recorded on my Experian file

The_Boss
The_Boss Posts: 5,854 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
edited 14 August 2024 at 3:32PM in Credit file & ratings
Hello. The electoral roll address is recorded incorrectly on my Experian file, though fine with Equifax.

My address format is (with address anonymised). 14 Leinster Court, 6 Village Road, Town, postcode. Experian have it recorded as 14 Village Road, Town postcode, which is completely wrong. I have lived here for 13 years and I know it was correct on past Experian credit files but no idea when this changed or why. THe address on my polling cards etc continues to be in the same format as it has always been and I have not registered at another address and this looks like a simple data error.

The question is, how do I update this? Using a notice of correction only seems to add a statement to the report rather than correct the data, and I want them to correct it as I'm applying for a mortgage in the next month to six weeks.

Comments

  • Nasqueron
    Nasqueron Posts: 10,450 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    What did Experian say when you contacted them?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • eskbanker
    eskbanker Posts: 36,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The_Boss said:
    The question is, how do I update this? Using a notice of correction only seems to add a statement to the report rather than correct the data, and I want them to correct it as I'm applying for a mortgage in the next month to six weeks.
    However, if you think other actual personal data we hold about you is inaccurate or incomplete (such as your name or address), you can ask for it to be corrected or completed under your 'right to rectification'. You can contact our customer services team at customerservices@uk.experian.com to do this.
    https://www.experian.co.uk/privacy/consumer-information-portal/help-faqs/
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