Debt after death

Hoenir

Who ever the Executor is. Deal with the manner in a straightforward manner. The role as legally defined. Is to wind the estate belonging to the deceased. Not to engage in prolonged disputes with creditors relating to events preceding the death. Creditors may well settle for a reduced lump sum to resolve matters one and for all. 

Altior

I was aware my father had a personal loan (£10K+ OB), when he died suddenly, I rang around all of the organisations' support he was paying money to at the time, to inform them of what had occurred. Hitachi capital was the loan company, they asked me to forward the death cert on to them and upon receipt of this, they simply closed the account.

It was not in the capacity as executor at that point, in fact he died intestate and luckily Mum is still around. Just as an individual with financial competence and trying to make things as easy as possible for my mother. I was taken aback really, not what I was anticipating but appreciated.