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Reclaiming bank charges

CLf1234 · 2024-08-12 14:17:42

Is it too late to reclaim bank charges ? I have basically lived in my overdraft since 2008 can I still claim ? What do I ask the bank for a list of charges or my past statements? How far will they let you claim back for ? Any help would be greatly appreciated. Thanks

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Comments

dunstonh Posts: 119,753 Forumite

21 October 2024 at 11:45AM

I also lived in my overdraft in the past until I went bankrupt.
This is an important bit of information. Bankruptcy is a line in the sand for both you and creditors. If you attempt to get money back for a pre-bankruptcy area (PPI, bank charges etc) you will not get the money. The creditors you left unpaid when you went bankrupt will get it.

I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.

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