Help! Insurance 1st Central no policy

Conjohn
Conjohn Posts: 2 Newbie
Fifth Anniversary Combo Breaker
edited 15 August 2024 at 9:44AM in Insurance & life assurance
I have been paying 1st Central car insurance for 3 years without a policy agreement, and says my policy is inactive. It says I havnt signed a user agreement for 3 years but auto renewal is one, I also have emails from 1st Central saying thank you for renewing your insurance.

But I have no policy with them they said since 2021. Can you have car insurance without a policy? What if I was to have an accident? 

Comments

  • Ayr_Rage
    Ayr_Rage Posts: 2,503 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    If they haven't issued a Certificate and Schedule then it's unlikely you have a valid policy.
  • Nasqueron
    Nasqueron Posts: 10,551 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    If you have been paying, start a formal complaint - check you have been paying though and they didn't refund or something

    Check if your car is insured on AskMID site

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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