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Help! Insurance 1st Central no policy

Conjohn
Posts: 2 Newbie
I have been paying 1st Central car insurance for 3 years without a policy agreement, and says my policy is inactive. It says I havnt signed a user agreement for 3 years but auto renewal is one, I also have emails from 1st Central saying thank you for renewing your insurance.
But I have no policy with them they said since 2021. Can you have car insurance without a policy? What if I was to have an accident?
But I have no policy with them they said since 2021. Can you have car insurance without a policy? What if I was to have an accident?
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Comments
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If they haven't issued a Certificate and Schedule then it's unlikely you have a valid policy.0
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If you have been paying, start a formal complaint - check you have been paying though and they didn't refund or something
Check if your car is insured on AskMID siteSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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