Wanting to pay for repairs rather than go through the insurance

XRS200

Annemos said:

Insurance Company would perhaps be using a Surveyor and issuing a full report before and after the repair work. 

What would one get from a Contractor working just for the customer?

When I had to go to the Financial Ombudsman re the quality of repairs, it was the Surveyor Report that held the most weight.

Insurance company might just appoint a contractor.

One would get an invoice.

Your situation is entirely different.

Annemos

Yes, but the point I am trying to make, is that if it is all done through the Insurance Company, it will be deemed to have been done according to all the rules and the Landlord will be protected from any come-back. 

XRS200

Annemos said:

Yes, but the point I am trying to make, is that if it is all done through the Insurance Company, it will be deemed to have been done according to all the rules and the Landlord will be protected from any come-back. 

I think you are imagining a problem that doesn't exist.

People/companies get proper repairs done daily that aren't funded by an insurance company.