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Debt from ten plus years ago

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  • sourcrates
    sourcrates Posts: 31,602 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Never, ever discuss personal business with strangers at the door, do not engage with them, and ask them to politely move along.

    It was probably a Resolvecall rep or similar, debt purchasing companies specialise in buying up old debts that are iffy at best, they then assign the debts to collection companies to chase for them, some are door knockers, others may just write.

    Anything to do with money or debt should only be conducted in writing, certainly not at the door, the limitation act allows 6 years for lenders to chase old debts, after which, with no payments or written acknowledgement they become statute barred.

    Your response to this matter would be to send the statute barred letter to whoever called on you or is writing to you.

    Do not answer the door to such folk in the future.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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