Looking for a Notice Savings Account in euros

aric2k

Hi there, I am from the UK but now live in Spain. I intend to stay in Spain long-term and not return to the UK in the future. I want to start saving a little every month but I am on a low salary so I need something like a Notice account that will stop the temptation to withdraw money.

1) Must be able to save in euros
2) Must be a notice account where I can't withdraw except for certain notice periods eg: 90 days, 120 days
3) Must be able to pay in any amount at any time
4) Higher interest rates the better 

Any suggestions or alternative solutions? Thanks!

eskbanker

It seems unlikely that a UK-based account will fit your needs, so your best bet will be to research the savings market in Spain....

born_again

If you are living in Spain. Then you need a Spanish bank.
Your UK bank can shut your account down if they find out.

friolento

born_again said:

If you are living in Spain. Then you need a Spanish bank.

A Spanish, or any EU bank

I believe Raisin offer access to dozens of EU savings accounts. I would start at raisin.es or raisin.com

cwep2

I couldn’t find much good a couple of years ago, and ended up buying various EU sovereign bonds. I know it’s not what you’re after but shows a lack of options.

I am based in the UK though which limited my access to accounts offered to people living in the EU, even though I have an Irish passport. raisin.ie wouldn’t open accounts for me without an Irish address, even though I live in Northern Ireland, didn’t necessarily surprise me but sometimes creates an exception. 

Trading212 offers the best rates for instant access at 4.2% but this doesn’t fit your criteria.