RAC breakdown cover £453!

Flachi10

I nearly fell off my chair when I saw my RAC renewal. If I look on a comparison site it shows the RAC at £75!

Their service is terrible, 3 call outs in 2 years all over 4hrs wait time. I'm thinking the AA, Gem or Green flag so open to reviews.

Brie

Or get something fairly cheaply through a packaged bank account that will also give you annual travel cover?

Flachi10

Brie said:

Or get something fairly cheaply through a packaged bank account that will also give you annual travel cover?

I'm with Santander and they don't seem to offer breakdown cover.

MikeJXE

I quit paying silly money for breakdown as I have never used it in my 60 years of driving 

I now do full cover with an insurance at £19.99 per year 

swingaloo

My son got his RAC renewal and it had gone up from 7.30 a month to £36.20 a month. He has had 3 call out in the last 12 months so expected some rise but when he went on the AA site he could get cover at £7 a month. He rang the RAC who said they could not match the AA quote but could take the renewal price down by 50% to make it 18.90 a month.

Then the guy told him about the 'Under one roof' plan whereby he could get added to my membership with all the same situations covered and it would make £3 a month difference to the price I pay. 

So he now has cover by paying me £3 a month rather than having his own membership. 

To be fair to the RAC the longest wait time he had was 1 hours 15 mins, the shortest was 25 mins.

Hoenir

Flachi10 said:

 3 call outs in 2 years all over 4hrs wait time. 

Haven't had the need to call anybody out for over 3 decades. That's some run of back luck you appear to be having. What were the issues? 

Mildly_Miffed

Flachi10 said:

Brie said:

Or get something fairly cheaply through a packaged bank account that will also give you annual travel cover?

I'm with Santander and they don't seem to offer breakdown cover.

You could change bank...

We took a Nationwide FlexPlus account specifically for the breakdown cover.
£13/mo, joint account, both get the full UK and Euro personal breakdown (AA), full global travel insurance, full global mobile phone insurance.

I couldn't find anywhere else to give Euro breakdown cover for just our older campervan for anything approaching the same money.

baser999

We changed our car a few years back and it came with AA cover, wouldn’t have been my choice and indeed only used them once for a flat tyre and it took them over 3 hours to turn up; at least we were in the car park of a major retail park. Changed car again two months ago and cover provided by LR Assistance aka AA however I’m led to believe it’s a dedicated JLR set up, separate from main AA? Called them out a week after purchase, arrived within 30 minutes, impressive, although technician had only just booked on shift and lived about a mile away.
Prior to the AA tie-ins, was with Driver Guardian, covered us for pretty much everything in UK and Europe for around the £100 mark. Called out twice, independent garages sent out, but impressed with response

Stateofart

Go with AA, it's better than the RAC anyway. 

BlueHarbourBouy

I get a high AA renewal quote every year. Ring up and say 'can you give me a better price  etc.' and they always reduce the cost. Bit of a game really.!!

Mutton_Geoff

I bought a new Porsche Macan and twice I had to call "Porsche Assist" because of a flat battery (Porsche had wired my dashcam in wrong). It was the AA who turned up to jump start me, both times within 20 mins, the second time, I didn't have the emergency key so the guy picked the door lock. Very impressive and left a good impression of the AA.

I have breakdown with my Barclays bank account but it's operated via the RAC, never had to call them.