My IVA and my partner's morgage

BlueOcean55

Hi all,

Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.

I'm concerned that the IVA might show up as a flag on the address  during a remortgage - is that an issue?

Many thanks

elsien

I don’t know if the financial link via the joint account might impact on your partner? 

Grumpelstiltskin

BlueOcean55 said:

Hi all,

Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.

I'm concerned that the IVA might show up as a flag on the address  during a remortgage - is that an issue?

Many thanks

Have you decided despite all the advice to the contrary to go ahead with an IVA?

BlueOcean55

Grumpelstiltskin said:

BlueOcean55 said:

Hi all,

Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.

I'm concerned that the IVA might show up as a flag on the address  during a remortgage - is that an issue?

Many thanks

Have you decided despite all the advice to the contrary to go ahead with an IVA?

Slightly loaded query, but appreciate the interest. I've appreciated the advice and am still deciding, also in conjunction with chatting to independent sources.

fatbelly

If you are financially linked by a joint current account then the answer is yes