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My IVA and my partner's morgage

Hi all,

Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.

I'm concerned that the IVA might show up as a flag on the address  during a remortgage - is that an issue?

Many thanks

Comments

  • elsien
    elsien Posts: 35,229 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 August 2024 at 12:34PM
    I don’t know if the financial link via the joint account might impact on your partner? 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Hi all,

    Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.

    I'm concerned that the IVA might show up as a flag on the address  during a remortgage - is that an issue?

    Many thanks
    Have you decided despite all the advice to the contrary to go ahead with an IVA?
    If you go down to the woods today you better not go alone.
  • Hi all,

    Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.

    I'm concerned that the IVA might show up as a flag on the address  during a remortgage - is that an issue?

    Many thanks
    Have you decided despite all the advice to the contrary to go ahead with an IVA?

    Slightly loaded query, but appreciate the interest. I've appreciated the advice and am still deciding, also in conjunction with chatting to independent sources.
  • fatbelly
    fatbelly Posts: 22,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    If you are financially linked by a joint current account then the answer is yes
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