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My IVA and my partner's morgage
BlueOcean55
Posts: 11 Forumite
in IVA & DRO
Hi all,
Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.
I'm concerned that the IVA might show up as a flag on the address during a remortgage - is that an issue?
Many thanks
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Comments
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I don’t know if the financial link via the joint account might impact on your partner?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
Have you decided despite all the advice to the contrary to go ahead with an IVA?BlueOcean55 said:Hi all,Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.I'm concerned that the IVA might show up as a flag on the address during a remortgage - is that an issue?Many thanksIf you go down to the woods today you better not go alone.0 -
Grumpelstiltskin said:
Have you decided despite all the advice to the contrary to go ahead with an IVA?BlueOcean55 said:Hi all,Quick question for any who have had an IVA - would me taking one affect my wife's ability or rates in a remortgage situation? The house is hers and our finances are separate apart from a joint bills account.I'm concerned that the IVA might show up as a flag on the address during a remortgage - is that an issue?Many thanks
Slightly loaded query, but appreciate the interest. I've appreciated the advice and am still deciding, also in conjunction with chatting to independent sources.
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If you are financially linked by a joint current account then the answer is yes0
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