Travel Delay on Insure and Go Policies (and AllClear ones)

Annemos

https://res.cloudinary.com/dttwa61aq/image/upload/v1702462901/igo/policy-wording/2024/InsureandGo_Silver_and_Gold_Policy_Wording_1223.pdf


Page 32 Travel Delay    Perhaps it is just worth mentioning this:  

I have just noticed that you cannot claim for anything at all under this section, unless the Delay is at least 24 hours. (Plus it has to be due to strike/ weather/ mechanical breakdown.)

Am I interpreting that correctly? 



In some other polices, Insurers start to cover delays when they are over 12 hours, when paying out those "12 hour payment slices".

I just looked at the old Policy documents for Insure and Go Policies before June 1st, 2023 and they were also kicking in after 12 hours. And it looks like All Clear changed from 12 hours to 24 hours on December 14, 2023. 

TELLIT01

Definitely worth mentioning. A timely reminder to others to read the policy document, even if you are renewing with the same company.  T&C can, and do, change.  There are often tight restrictions on what is covered, as you indicate.