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Awesome August's No-Spend Days Challenge!

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  • So cross with myself. Yesterday was going so well and then I went in charity shop and spent £3 on books!  Didn't "need" any of them, just thought they looked like they would be a good read.  Hey ho...onwards and upwards
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Have another three NSDs for Sat, Sun and Mon. 
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 4/10
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 10B)
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Not a NSD for me. I was good at the departing airport, but while I was waiting for OH at arrivals I bought a coffee and breakfast for both myself and him. It was costly, but I did enjoy it, so it's fine!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #4 today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 14 August 2024 at 4:56PM
    I have bought snacks my first layer of naughtiness, enjoyed but I really wish I hadn't I will beat this eventually, I really only went in for coke but ended up with half the shop! Then I bought plastic storage boxes and curtains also...I defo should not have bought the curtains but I thought I couldn't just buy the boxes for delivery and I do need new curtains for the Wardrobe. I also spent £1.30 on a library loan, a book that I asked to be sent to local library, I collected and paid and tweezers - I keep losing mine.
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Wednesday and pretty sure at least one out of Monday and Tuesday too to add 🤣🤣
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
     NSD yesterday and today.
    Only thing I bought was groceries and cat litter.  Both necessary.
    Went to look at furniture for my new flat when I get it. Think I'll have to tart saving up big time :-(
    11 NSD so far.

    ilovetea  x
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    One today. Did spend, but it was from housekeeping budget, so allowed. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,697 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Wednesday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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