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Car accident: does witness have to be independent?
thegentleway
Posts: 1,024 Forumite
in Motoring
Is it really important to have independent witnesses for a car accident?
I saw someone reverse into my friend's car and speed off. I was in my vehicle at the time. There is a fair bit of damage to his bumper and he has reported it to his insurance for a claim. Only problem is that he's asked me to not mention I know him... Unfortunately I can't do that, it's one of the questions on the form and I'm not comfortable defrauding insurance company (however unscrupulous they might be).
I saw someone reverse into my friend's car and speed off. I was in my vehicle at the time. There is a fair bit of damage to his bumper and he has reported it to his insurance for a claim. Only problem is that he's asked me to not mention I know him... Unfortunately I can't do that, it's one of the questions on the form and I'm not comfortable defrauding insurance company (however unscrupulous they might be).
No one has ever become poor by giving
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Comments
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Quite agree that you need to be truthful. But how different is it if you are a friend, a neighbour, work colleague? I believe that they won't accept a close relative as a witness even if like you they were in a different car at the time.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung1 -
Pretty commonplace in any court case for witnesses to be in some way connected with the parties involved - doesn't mean their evidence is invalid, but obviously any potential bias is likely to be taken into consideration. At the end of the day, up to the court to decide how plausible everybody is.3
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thegentleway said:Is it really important to have independent witnesses for a car accident?
I saw someone reverse into my friend's car and speed off. I was in my vehicle at the time. There is a fair bit of damage to his bumper and he has reported it to his insurance for a claim. Only problem is that he's asked me to not mention I know him... Unfortunately I can't do that, it's one of the questions on the form and I'm not comfortable defrauding insurance company (however unscrupulous they might be).
So, if you were a TP and approached me as the defendant of our policyholder saying your mate was the only witness I would be telling you they aren't independent and so we won't consider their opinion.
If it were to go to court then anyone can be a witness and ultimately it will be the judge who decides if your evidences is honest or biased.
In the majority of cases witnesses aren't required, people are generally honest when confronted and insurers dont entertain various arguments from their insureds when they say it was only minor damage and so get stroppy when they find the repairs were £1k etc. So hopefully you won't need to give a witness statement as the TP will admit their guilt.1 -
....as the TP will admit their guilt.Surely you mean "liability"!1
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user1977 said:Pretty commonplace in any court case for witnesses to be in some way connected with the parties involved - doesn't mean their evidence is invalid, but obviously any potential bias is likely to be taken into consideration. At the end of the day, up to the court to decide how plausible everybody is.1
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HAVE TO BE? No.
But will an independent carry more credibility? Yes.
In descending order of credibility...
1. Independent.
2. Friend.
3. Friend who lies about being independent.1 -
thegentleway said:Is it really important to have independent witnesses for a car accident?
I saw someone reverse into my friend's car and speed off. I was in my vehicle at the time. There is a fair bit of damage to his bumper and he has reported it to his insurance for a claim. Only problem is that he's asked me to not mention I know him... Unfortunately I can't do that, it's one of the questions on the form and I'm not comfortable defrauding insurance company (however unscrupulous they might be).Life in the slow lane1 -
born_again said:thegentleway said:Is it really important to have independent witnesses for a car accident?
I saw someone reverse into my friend's car and speed off. I was in my vehicle at the time. There is a fair bit of damage to his bumper and he has reported it to his insurance for a claim. Only problem is that he's asked me to not mention I know him... Unfortunately I can't do that, it's one of the questions on the form and I'm not comfortable defrauding insurance company (however unscrupulous they might be).No one has ever become poor by giving0
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