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Claiming with Petplan for very small amounts

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  • sheramber
    sheramber Posts: 22,669 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    I have a petplan policy and recently made a claim for my dog, from start to finish it took 8 weeks, and that was only because I chased and they escalated it.  Also despite them saying they don’t increase premiums if you make a claim, my renewal is £77 per month, for last year it was £25 a month and I have never had such a big increase before now.  The cost of the claim was just under £500 and is the only claim I have made.

    So I would be cautious about claiming such a small amount.  I have managed to find the same cover elsewhere at £39 a month, much more reasonable.
    Remember anything than can be related to the claim you made will be excluded by a new company, along with any other pre exisiing conditions.

    You do tend to get a new customer doscount in the first year so ongoing premiums may be  higher.

    Some cheaper companies alsi find any way they can to exclude claims. 
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