Repeat Eligibility Checks

NorwichMan

A couple of months ago I did the Santander Edge credit card eligibility check (the 2% cashback is tempting) and the result said "Good News, you're less than likely to be accepted" which made me laugh. I did not go ahead with an application, but I'm tempted to try the eligibility checker again now just to see if the result is different. Is there a sensible amount of time to wait between doing such checks, is two months alright or might it look too keen? I think a couple of hard searches have fallen off my file since the last check, which might make a difference.

Nasqueron

If they are soft searches, rather than applying, with a credit check, you'll probably be ok

NorwichMan

Yes it's soft searches for an indication of likely outcome of a full application (which would be a hard search). Might give it another go...

jay1804

You can use Santander's eligibility checker once every 30 days:

This is what happens if you use it before 30 days:

It’s too soon…

We can’t check your eligibility right now, Title Surname.

You can only use the eligibility checker once every 30 days. You’ve used it recently, so you need to wait xx days before you can use it again.

You can apply for a credit card now if you want to, but if we decline your application it will be recorded on your credit file. The eligibility checker gives you an idea of how likely we are to accept your application. Waiting for the 30 days and using it before you apply could give you peace of mind.

35har1old

NorwichMan said:

A couple of months ago I did the Santander Edge credit card eligibility check (the 2% cashback is tempting) and the result said "Good News, you're less than likely to be accepted" which made me laugh. I did not go ahead with an application, but I'm9 tempted to try the eligibility checker again now just to see if the result is different. Is there a sensible amount of time to wait between doing such checks, is two months alright or might it look too keen? I think a couple of hard searches have fallen off my file since the last check, which might make a difference.

You missed out on the extra £18 cash back
Watch out for the quasi-cash payments which don't qualify