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Lantern on credit file. (First post)

Ohkarolina
Posts: 1 Newbie
Hi, this is my first post on the forum so please be kind!
I'm trying to rebuild my credit score after I went through a depression and let my finances go to pot.
I've noticed that I have a company called Lantern on there which apparently was opened in June 2019 and defaulted in Feb 2020. It's 'currently open' according to the report.
The thing is, I have no recollection whatsoever of any finance or credit with this company. Nor to my recollection have I had any letters. I don't have a reference even.
I have 2 CCJ's on my report from private parking fines, which I simply didn't have the energy to fight at the time and they are due to drop off my report in a years time.
Can anyone shed any light (excuse the pun) on who Lantern are and what this could be?
Many thanks 😊
I'm trying to rebuild my credit score after I went through a depression and let my finances go to pot.
I've noticed that I have a company called Lantern on there which apparently was opened in June 2019 and defaulted in Feb 2020. It's 'currently open' according to the report.
The thing is, I have no recollection whatsoever of any finance or credit with this company. Nor to my recollection have I had any letters. I don't have a reference even.
I have 2 CCJ's on my report from private parking fines, which I simply didn't have the energy to fight at the time and they are due to drop off my report in a years time.
Can anyone shed any light (excuse the pun) on who Lantern are and what this could be?
Many thanks 😊
0
Comments
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Hi, sorry no one has replied to you sooner but I think this thread would have been better in DFW.
Lantern is a collections agency so the debt will have originally been with another company. Hope that helps a bit.DMP started: Sept 2018
Original Debt: £26,835
Feb 2025 - DEBT FREE!!0
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