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Credit card refuses to refund because of doing what was asked
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Bikerbloke said:The items were £25, £70 and £379. The company also said they don't refund any extras that are purchased which is hilarious as the extras ARE required to let the product work.
Looking at the Facebook group for this company, I'm not the only one having the same issues unfortunately.
As a car requires fuel to run, but filling the tank would not be covered.Life in the slow lane1 -
WillPS said:
Like I say you're likely pushing against an open door in this instance because Santander can at least attempt to chargeback the whole lot (unusually for consequential loss type claim elements!).0 -
DullGreyGuy said:WillPS said:
Like I say you're likely pushing against an open door in this instance because Santander can at least attempt to chargeback the whole lot (unusually for consequential loss type claim elements!).Santander/Mastercard can work to facilitate such a thing if neccessary. Merchants can't just workaround chargeback risks by making returns impossible.0 -
WillPS said:DullGreyGuy said:Bikerbloke said:The items were £25, £70 and £379. The company also said they don't refund any extras that are purchased which is hilarious as the extras ARE required to let the product work.
Looking at the Facebook group for this company, I'm not the only one having the same issues unfortunately.Depends how essential those items are to the £379 item's functionality, and how useful or not they otherwise are, surely?If the answers 'essential' and 'not at all' then I would say the OP has a reasonable case to have them added to the S75 claim for the £379 item as an additional expense/consequential loss.(It'll probably help that Santander can possibly charge these lines back.)0 -
born_again said:Bikerbloke said:The items were £25, £70 and £379. The company also said they don't refund any extras that are purchased which is hilarious as the extras ARE required to let the product work.
Looking at the Facebook group for this company, I'm not the only one having the same issues unfortunately.
As a car requires fuel to run, but filling the tank would not be covered.0 -
From the perspective of someone who works in an industry of selling machines that have extras to run - I would argue those 2 are consumables. If they are replacing the machine for you, I wouldn't expect them to be covered. If they will not send you a new machine, the consumables are useless without the machine so should be part of the bundle.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Nasqueron said:From the perspective of someone who works in an industry of selling machines that have extras to run - I would argue those 2 are consumables. If they are replacing the machine for you, I wouldn't expect them to be covered. If they will not send you a new machine, the consumables are useless without the machine so should be part of the bundle.
You wouldn't be expected to do this with a new TV or washing machine would you.
Looking on the group chat, others who did accept the motherboard and it's blown again, have been told its no longer the companies problem as the owner has messed with the machine.
So as it definitely a faulty unit and within the 30 days returns period (or was when I reported it) then all the items should be accepted but the company still refuses to accept them.
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I would open a formal complaint with Santander. The fact of the matter are:
- The purchase (in it's entirety) was unfit for purpose.
- You have tried to engage with the merchant, who has completely failed to provide you with any path for returning these items
- Santander refuse to take a claim because the items haven't been returned, despite the fact you've made every effort to have the goods returned but despite that have no idea where to return them.
Restate your willingness to return all items (either to Santander or the merchant) and state clearly that you want the whole value of the purchase back. I'd also ask for some compensation from Santander for the terrible obstuctive service you've received from them when legitimately asserting your rights under S75.1 - The purchase (in it's entirety) was unfit for purpose.
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WillPS said:I would open a formal complaint with Santander. The fact of the matter are:
- The purchase (in it's entirety) was unfit for purpose.
- You have tried to engage with the merchant, who has completely failed to provide you with any path for returning these items
- Santander refuse to take a claim because the items haven't been returned, despite the fact you've made every effort to have the goods returned but despite that have no idea where to return them.
Restate your willingness to return all items (either to Santander or the merchant) and state clearly that you want the whole value of the purchase back. I'd also ask for some compensation from Santander for the terrible obstuctive service you've received from them when legitimately asserting your rights under S75.
I phoned Santander today to find out what is happening as no one has been back in touch, The guy I spoke to apologised as my last call had NOT even been logged so nothing has been done. Great !!!
He has now started another claim for me, but I have just made a telephone complaint about this matter to the complaints department and they seem to have more knowledge of what is going on. Unfortunately though, they want me to print out every single email and picture all over again as being a fresh claim, the old information will not be looked at.
0 - The purchase (in it's entirety) was unfit for purpose.
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