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Loan secured against my house
Mantigra
Posts: 3 Newbie
Hi I hope someone Can help I’m whits end we had a secured loan from welcome finance I finished paying it in 2016 I have sold my house and going through the process and it’s flagged up that welcome finance did not update land register saying it was paid in full I have managed to track down the completion that bought welcome finances loans and they sent me an email saying they had no interest in our finances which means the loans is paid in full Can someone please help me
How do I get this removed I don’t know what else to do T.I.A
How do I get this removed I don’t know what else to do T.I.A
0
Comments
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Don't you have a solicitor acting for you in the sale? This shouldn't be new territory for them.2
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Shouldn't be a problem. Are you using a solicitor for conveyancing? They ask how much is owed (nothing). The answer comes back. The entry drops off when the sale completes.
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I do have a solicitor who has been chasing this for a couple of weeks now and she has had no luck so I think she will speak to land registry but I don’t know what else to do as I don’t have any proof that this loan was closed in 2016and they no longer exist0
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The problem is that the lender no longer exists. Other lenders took over ongoing accounts, but if the OP's account was already closed, then there is (I think) no lender around who can confirm the account was closed and has the right to discharge the security.fatbelly said:Shouldn't be a problem. Are you using a solicitor for conveyancing? They ask how much is owed (nothing). The answer comes back. The entry drops off when the sale completes.
There are ways round it but might mean something like the Treasury Solicitor or the courts being involved.1 -
I’m hoping my solicitor will sort this asap as we are waiting to complete the sale of our house that’s why I was hoping for an answer to fix this asap0
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