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Claim on my car insurance while my wife was driving

A couple of months ago my wife was driving my car and had a slight bump, no damage to my car but other party claimed. My wife is a named driver on my policy so I am wondering when my insurance is up for renewal do I still have full no claims as I didn't claim?

Comments

  • elsien
    elsien Posts: 38,327
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Any claim made will impact on the policy as a whole. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have not could of.
  • Aretnap
    Aretnap Posts: 6,204
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    No claims bonus applies to the policy, not to individual drivers, so no you won't have full no claims bonus, unless you had it protected.
  • Slinky
    Slinky Posts: 12,042
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    If she has her own insurance on her own vehicle she needs to declare this accident also as it will affect her insurance even though the claim was via your policy.
    Make £2026 in 2026
    Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77,  Zopa CB £30, Misc £10.11,
    Total £629.02  31%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410 70%
    Make £2023 in 2023 Total: £2606.33 128.8%


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