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Claim on my car insurance while my wife was driving

will-he-payitoff
will-he-payitoff Posts: 816 Forumite
Part of the Furniture 500 Posts
in Insurance & life assurance
A couple of months ago my wife was driving my car and had a slight bump, no damage to my car but other party claimed. My wife is a named driver on my policy so I am wondering when my insurance is up for renewal do I still have full no claims as I didn't claim?

Comments

  • elsien
    elsien Posts: 36,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Any claim made will impact on the policy as a whole. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Aretnap
    Aretnap Posts: 5,988 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No claims bonus applies to the policy, not to individual drivers, so no you won't have full no claims bonus, unless you had it protected.
  • Slinky
    Slinky Posts: 11,337 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If she has her own insurance on her own vehicle she needs to declare this accident also as it will affect her insurance even though the claim was via your policy.
    Make £2025 in 2025
    Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
    Total (1/11/25) £1954.45/£2025 96%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




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