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Stopping the backsliding… a family of four no longer living beyond their means
Comments
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Wow that party sounds amazing! It's great that you could join in as well. The other activities make for a lovely, happily busy weekend.1
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Sounds wonderful
what do you put on a brunch bagel board?2 -
@Debsnewbudget - smoked salmon, avocado, cream cheese, bowls of berries & grapes, nice hams and cheeses, hummus, falafel, jam, Nutella - then people make up their own breakfasts - I added scrambled egg and bacon too as my DH prefers a cooked brunch.I let the kids have one savoury plate (they mostly had what they liked but I made them have a little of the things they are “learning to like” eg smoked salmon). Then a second plate with something sweet, they both had their bagel in the first plate so I did some toast for seconds and Monkey had Nutella, Bambi had jam.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4255 -
Bagel board sounds brill. What a good idea. Did you have diff flavoured bagels too or stick to plain ones?
Best party mine attended was a swimming one too. This was an indoor one my friend hired cos party was in November. She also has 2 December born children and fed up of last minute let downs when she booked things closer to the kids dates, she opted to go full out with the swimming party one in November instead. Its the most memorable kids party I ever attended.2 -
Just had a good binge on the diary
The uniforms are ridiculous my 2 have needed all new this time and are 9&14 NBA all starts at the moment the way they are shooting up, we also opt for Asda at the moment! Congrats on the new car and Mmm to the bagel board, I will be following along! x
LBM Aug 25 - CC £14912 Other £19180
CC1 - £2963 - now £2818.23
My Diary: https://forums.moneysavingexpert.com/discussion/6624438/paying-off-no-27-back-again-and-34k-in-the-red#2 -
Thanks all! The bagel board was lovely, I’m getting quite into doing a family brunch on weekends.Have some annoying admin to do as need to return two pairs of kids’ shoes which were the wrong size - their feet just seem to have grown over the holidays without me noticing! And Bambi’s new school shoes cut and scraped her feet (very pretty dolly shoe type things) so I’ve now bought her black trainer-style school shoes instead - they do have gem flowers on them to satisfy her need for prettiness. I tried to buy those to start with but she wanted the pretty traditional ones, however after two days of wearing them and with plasters over her feet she stopped fighting me about the comfy ones!I’ve been sooooooo busy at work but had a really nice evening yesterday, despite Red being out til 8pm. I always think it’s more effort to fly solo but often have really productive smoothly-running evenings when he’s out. Not sure why as he certainly pulls his weight at home! But the kids seem much more helpful if it’s just me (they realise I actually need the help) and willingly pitched in to help with chores without complaining.Plans for today - working, make curry for dinner, going for an outdoor swim with a friend after dinner.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4257 -
Ahhh haven’t returned those kids shoes yet and have just been reminded by coming on here! Woops!This weekend round up (again not too expensive a weekend):
Fri - usual school playpark hangout, dinner at home, we then had a fire in the garden firepit which was lovely!Sat - day of deep cleaning before a party we have coming up. The kids did amazing and helped a fair bit while not complaining too excessively. Didn’t really do anything except for clean 🤣.Sun - my dad came to visit, took the kids to a toy shop and took us for lunch out to a Thai restaurant with my sister and her family too. As he paid for everything, no cost involved.Mon - Red and I had the day off together (in belated celebration of my birthday) while the kids were at school. Bliss! The weather was gorgeous and we used the day very well.
- Big long walk in a country park (free except for cake in the cafe, which Red paid for)
- Wild swim in a loch (free)
- Japanese lunch out (Red paid and we got a lunch deal so pretty cheap anyway)
- We dropped into a bookshop (£28 spent from my budget on books for me and the kids.Felt very refreshed and relaxed and it’s so nice to have time just to spend with Red having a little adventure.Other news, I’ve got the credit card down to £585 (after using it in the aftermath of getting the new car) and it should be paid off in the next month, when I can plough on with rebuilding an emergency fund.Got some chores and expenses this week in preparation for our party this weekend, it’s a potluck so people are bringing food but I will need to provide some food/drink too. I want to make a cake and cookies, and Red is making a big pot of chilli to serve with wraps, cheese etc.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,42510 -
Very belated happy birthday. Your potluck birthday party sounds good, how did it go?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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