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Stopping the backsliding… a family of four no longer living beyond their means

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  • TallGirl
    TallGirl Posts: 6,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like a very healthy list just to add I know you park at Lidl sometimes they have the free fruit spins back down South at least so might be worth checking out. I've "won" berries and some mini apple each item about £2.20 worth here. 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oooh, not heard of that, I’ll investigate!

    It’s mad isn’t it, only a few years ago before covid I reckon I was getting a full week’s shop done for £70! 

    Going to book and order my Sunday shop today as I often forget to do it on time when the weekend is busy. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks for the tip @Floss
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Floss
    Floss Posts: 9,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done on your Vinted shopping! The trick is to look for the brands / sizes you know are right for you. You can always put the kids outgrown things on too.
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
    2023 Decluttering Awards: 🥇 🏅🏅🥇
    2024 Decluttering Awards: 🥇⭐
    2025 Decluttering Awards: ⭐⭐
  • fionaandphil
    fionaandphil Posts: 448 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I've sold a few things on Vinted this week, I'm always scared to look though as I'd just end up refilling the wardrobes!  I'm putting it on in dribs and drabs and hoping to clear some space and make a bit of money for some treats this year.
  • Sarahwithlove
    Sarahwithlove Posts: 3,344 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I love vinted! Very easy to get addicted to buying things on it though. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • angela110660
    angela110660 Posts: 949 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Great on the Vinted purchases. Re the car - again! I have also had 2 ex Motobility Fords - first one lasted many years for both me and then my daughter as a new driver. Current one had only about 5k miles on the clock and was 2 years old when I bought it from Ford dealership. Has been a great car so far. Hope I haven't now shot myself in the foot saying that.
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