We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stopping the backsliding… a family of four no longer living beyond their means

Options
191012141592

Comments

  • smudge56
    smudge56 Posts: 690 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Lidl’s bags for fruit and veg are suitable for the food waste bin. I always grab a couple as I also use them when I’m buying from their bakery. The tiny bakery bags just don’t cut it 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We do take our food waste out nightly, we found we attracted flies if not. 

    Good tip on Lidl bags, I’ll probably still buy some but try to top up by putting fruit & veg in the bags when I shop at Lidl, knowing I can reuse them. 

    Very pleasing to wake on a Monday and not be working! Time for a list 😂

    KIDS
    - spend at least 10/15 mins having fun together (wrestling usually does it, or if they want to play a game or whatever).

    - read lots to both kids.

    - do a reading lesson with Bambi and get Monkey to read to me and practice handwriting (his weak spot, requires a bit of summer practice).

    - cycle to the library together (must check opening times first, as I think it may not open til 12 on Mondays).

    PRODUCTIVITY
    - get kitchen & dining room totally tidied (bit messy after a busy weekend and hangover yesterday).

    - continue decluttering and organising downstairs shelving - I did the kallax that the kids’ arts & crafts supplies live in yesterday and they look so much better, plus I’ve freed up a cube through decluttering and moving things around. 

    - start a loaf of sourdough.

    - soak and cook a batch of chickpeas.

    - laundry - do a load, put away it and the clean load sitting there.

    - text various friends to finalise this week’s plans (looks like another mum is hosting Saturday’s event which is good!).

    - knit that jumper!! Only got about half of both sleeves to do and then sewing up. 

    Did I mention that Monkey wanted to sleep in the tent in the garden last night? He ended up doing it himself, because Bambi was meant to as well but chickened out at 8.30pm and came inside trailing her stuffed animals with her 😂 he loved it and I’ve told them I’ll join them tonight. 

    PS because I tidied and decluttered the arts & crafts shelves yesterday, I’ve come down to Monkey playing with kinetic sand for the first time in a really long time. It always amazes me just how much more independent play you get out of them if you tidy up and they can actually find everything! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • fionaandphil
    fionaandphil Posts: 434 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 29 July 2024 at 10:58AM
    I second the reusable bags.  I have the ones from the watery river, but I also picked some up some smaller ones from Aldi and they are just as good, always on the go in our house.  I use plastic one time use for fish and meat as I tend to buy this in bulk and freeze at home, but everything else in reusable tubs.

    The sun is shining here so first lot of washing is out and I've just taken down the door curtain and popped that in the washing machine.  Off out to the garden next to pick some veg to have with tea, I will try and get grumpy teenager to come and help, and if not he can go and clean his bathroom  :D

    Have a fun day
  • tiddles
    tiddles Posts: 438 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Tesco sell the Joie reusable bags in a pack of 6 for £4.80 with a Clubcard - cheaper than Lakeland!
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 July 2024 at 12:01PM
    Sounds like a good day already @fionaandphil!

    I forgot to round up my spending yesterday - doing it now as I want to keep in the daily habit:

    Taxi home from night out (personal budget) £13
    Actually cost £26 as halved with Red. Stupidly this cost £5 more than it should have as I accidentally pre booked it to the wrong address on the street, so we couldn’t find it and then it got cancelled (which has a £5 charge). Luckily we got another right away 🙈 I know this is an expensive taxi, but obviously the night was otherwise v cheap - bring your own booze type situation and we brought wine and beer we already had in. We h

    Online subscription (personal budget) - £23.35

    Groceries £95.48

    As for today’s list:

    KIDS
    - spend at least 10/15 mins having fun together (wrestling usually does it, or if they want to play a game or whatever).

    - read lots to both kids. ✔️ Read Monkey a chapter of his current Harry Potter book, Bambi a whole Noddy book AND read two fairy tales to them both. Winning at motherhood 😂

    - do a reading lesson with Bambi and get Monkey to read to me and practice handwriting (his weak spot, requires a bit of summer practice).

    - cycle to the library together (must check opening times first, as I think it may not open til 12 on Mondays). It opens at 1 so going after lunch 

    PRODUCTIVITY
    - get kitchen & dining room totally tidied (bit messy after a busy weekend and hangover yesterday). Done kitchen and started on dining room (they are actually two halves of the same room 😂)

    - continue decluttering and organising downstairs shelving - I did the kallax that the kids’ arts & crafts supplies live in yesterday and they look so much better, plus I’ve freed up a cube through decluttering and moving things around. 

    - start a loaf of sourdough. Fed starter in prep for mixing the loaf later 

    - soak and cook a batch of chickpeas. Soaking now 

    - laundry - do a load, put away it and the clean load sitting there. Put away clean load and next is in the washing machine 

    - text various friends to finalise this week’s plans (looks like another mum is hosting Saturday’s event which is good!). Texted one friend so far! 

    - knit that jumper!! Only got about half of both sleeves to do and then sewing up. 

    - new item on list - write packing list and meal plan for our holiday next week

    - check pantry and household item stocks and list things which are running out, so I stop being caught out!
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Cycled to the library with the kids, which I’m very pleased about. This must surely be the ultimate frugal summer holiday activity?!? Fresh air, exercise, free books & DVDs (the latter are to take on holiday next week as there’s no TV signal or internet there, just a DVD player). 

    While there the nice lady at the desk sorted us new cards, which is an annoying admin task that I’m glad is done. I used to just give our names and addresses, but the library has a new system and it’s very tricky for them to find us with no physical card now.

    For some reason this reminded me that now Bambi is five (errr, has been for the past 7 months) I need to sort her a bus pass too. Here in Scotland kids and young people all get free bus travel but they don’t get a pass til they’re 5. It’s the sort of irritating online form where you need to look out tons of info before filling it in, so I keep putting it off! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 July 2024 at 4:28PM
    Ok, packing list for holidays (not inc Red’s stuff, which he will pack himself). 

    If the weather is forecast to be hot we won’t need as many clothes, as they’ll just wear swimsuits & tshirts a lot and stuff will dry hung outdoors, but there’s no washing machine there so if it’s wet we need plenty changes. We’re slightly scarred after not taking wellies on last month’s extremely wet holiday!!

    KIDS
    8x T-shirts or dresses (depending on child!)
    8x shorts/trousers/tights (again depending on child!)
    8x underwear & socks 
    2x PJs
    Hoodie 
    Thin waterproof jacket + padded gilet 
    Trainers, crocs, walking boots (will also add wellies if it’s forecast to be rainy)
    Sunglasses & sunhats
    Swimsuit
    Waterproof trousers (unless it’s forecast to be really nice 🤞🏼)

    Special night time stuffed animals for Bambi
    Allow them to choose a toy or two and puzzle each 
    Current chapter book each plus a couple extra picture books
    Folder with paper, pens/pencils, sticker books
    DVDs
    Pocket money wallets

    ME
    6x dresses
    2x cycling shorts (for under dresses!) plus mix of tights & footless tights 
    Joggers & casual top x2 for hiking or cold days 
    Trainers, walking boots, wetsuit shoes for the beach 
    Hoodie
    Waterproof jacket 
    Sunglasses - need to buy before going as lost mine - & sunhat
    Swimsuit
    Waterproof trousers (unless it’s forecast to be really nice 🤞🏼)
    PJs
    Underwear, bras, socks

    Little handbag with purse 
    Charged kindle plus a paper book 
    Notebook & pen
    Phone & charger
    Knitting
    1000 piece puzzle - I always do one on holiday - I’ve got a couple I’ve not done waiting on a shelf 
    Pack of cards

    TOILETRIES
    Toothbrushes & toothpaste 
    Deodorant
    Shower gel
    Shampoo & conditioner 
    Brushes & bobbles for Bambi & I
    My makeup bag 
    Sunscreen 
    First aid kit (most importantly paracetamol, bite cream, tick remover and plasters) - must get more calpol 

    HOUSEHOLD
    Water bottles
    Snack and lunch tubs (for picnics and leftovers)
    Good kitchen knife 
    Staples like olive oil, tins, spices depending on mealplan
    Washing up liquid & dishwasher tabs
    Toilet roll

    OUTDOORS (Red will pack this stuff tbh but good to compare lists)
    Kite
    Fishing rods and tackle
    Bag of beach toys 
    Inflatable kayak & life vests 
    Wetsuits for kids & I (Red hasn’t got)
    Flint & steel and pocket knife 

    I’m sure I’m forgetting things!!

    EDIT the BBC currently reckons it’ll rain every day we’re away 🤣 I do find the BBC’s accuracy levels for weather leave much to be desired, but I guess I’ll be packing the wellies & waterproof trousers!!
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • smudge56
    smudge56 Posts: 690 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    It’s Scotland. It’s summer.  It’s the school holidays.  Of course it will rain  :p
  • Baileys_Babe
    Baileys_Babe Posts: 6,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I would rather pack the wellies and waterproof trousers and not use them than leave them at home and it rains. 

    Will the waterproof trousers pack inside one of their welly boots?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Floss
    Floss Posts: 9,013 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    As a child, holiday packing for the North East meant Aran jumpers, wellies, bathers & cagoules!
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
    2023 Decluttering Awards: 🥇 🏅🏅🥇
    2024 Decluttering Awards: 🥇⭐
    2025 Decluttering Awards: ⭐⭐
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.