Joint Account thoughts

where_are_we

We have a 123 lite and get about £6 each month in cashback. With a £2 fee this means Santander are paying us £4 a month. I do not think there is a better deal out there. Of course like the 123 the 123 Lite is no longer available and I hope that remains the position for as long as possible. Remember if you close it there is no way back.

I noticed you did not mention phone bills (maybe your broadband includes your landline). You get cashback on mobile bills.