We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Can I get my money back from Sk:n Group?

JWalt
JWalt Posts: 10 Forumite
Fifth Anniversary First Post
edited 19 July 2024 at 12:07PM in Consumer rights
Hello!

In March I paid a few hundred pounds for a service with the Sk:n Clinic. I paid up front with my debit card which gave me a total of 8 sessions of treatment. To date, I've only had 2 sessions. Today was supposed to be my 3rd, but when I showed up at the door there's a sign that says sk:n and The Harley Medical Group ceased trading yesterday.

It said further details would be available online, but when you go to their website it's already been shut down...

What is my best course of action to try and get my money back? Not necessarily even all of it, as I have had 2 sessions. Something would be better than nothing!

The thing that slightly complicates things is that I paid for it on a NatWest debit card which I have since switched to First Direct. So, I'm not particularly hopeful.

Any advice would be massively appreciated!

Thanks.

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ring the bank whose card you paid with and ask them to do a chargeback
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • JWalt
    JWalt Posts: 10 Forumite
    Fifth Anniversary First Post
    McKneff said:
    Ring the bank whose card you paid with and ask them to do a chargeback
    If I do that, do you know if they will just automatically forward it to the current account I have now?
  • dunstonh
    dunstonh Posts: 121,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 18 July 2024 at 10:18PM
    JWalt said:
    McKneff said:
    Ring the bank whose card you paid with and ask them to do a chargeback
    If I do that, do you know if they will just automatically forward it to the current account I have now?
    They will investigate and if your claim is upheld, they will refund it to the same payment method that was used.  If you have closed that account using the transfer process, then they will forward it to your new bank.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • I have the same issue, but in this case I paid a direct debit to a finance company for a set of treatments. Do I have any legal right to cancel my direct debit? 
  • MSE_James
    MSE_James Posts: 1,766 Community Admin
    Fifth Anniversary 1,000 Posts Cashback Cashier Newshound!
    We've moved this thread to a more relevant board

    Our general guide about consumer rights when a firm ceases trading may be relevant:
    https://www.moneysavingexpert.com/reclaim/company-administration-help/ 
    Official MSE Forum Team member.
    Please report all problem posts to forumteam@moneysavingexpert.com
  • born_again
    born_again Posts: 23,700 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Will be a partial chargeback.
    Op will just need to supply proof of cost of each treatment & they will get a refund for the treatments that they will not be receiving. 
    Life in the slow lane
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.