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Section 75

RA04
Posts: 1 Newbie
in Credit cards
I've a s75 claim upheld after proving the DCS link via paying via PayPal to a card issuer.
You must establish that the trader is a merchant, and the Merchant Aqcuirer is Worldpay and the Trader will be bound by a Commercial Entity Agreement. This validates the DCS link.
If you can, get from PayPal to establish the amounts transfered do not exist for that trader and are not the dates, or, confirm you balance was £0 the entire time, if you can. GET IT IN EMAIL FORMAT. Thats what I did.
To acheive this estabish they are a TRADER on PayPal and have the TRADER send you and invoice from his Merchant PayPal account. This is how you ARE protected on a s75.
When the card issuer asks for details of payment - send the information you get from PayPal to them, and tell them they are "joint and severally liable".
You must establish that the trader is a merchant, and the Merchant Aqcuirer is Worldpay and the Trader will be bound by a Commercial Entity Agreement. This validates the DCS link.
If you can, get from PayPal to establish the amounts transfered do not exist for that trader and are not the dates, or, confirm you balance was £0 the entire time, if you can. GET IT IN EMAIL FORMAT. Thats what I did.
To acheive this estabish they are a TRADER on PayPal and have the TRADER send you and invoice from his Merchant PayPal account. This is how you ARE protected on a s75.
When the card issuer asks for details of payment - send the information you get from PayPal to them, and tell them they are "joint and severally liable".
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https://www.moneysavingexpert.com/credit-cards/PayPal-Section75/ offers a more comprehensive explanation of the two differing ways of paying with PayPal and their respective implications for section 75....
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