Dispute a CCJ

yus786

Hi all

My Daughter has a CCJ from like 4 odd years ago

Apparently there was a parking ticket under a car she wasn’t registered to. She didnt even have her license at the time, never mind a car. 

The ticket wasn’t paid for so it ended up becoming a CCJ

She only found out about it when they moved into their house and the estate agents ran some tests - 3 months ago

Any ideas how to fight this please?

Thank you so much

peteuk

She needs to have it set a side...however I would double check why it is in her name given the info above.

County court judgments for debt: Cancel the judgment - GOV.UK (www.gov.uk)

Gr1pr

If the CCJ is 4 years old, it may not be worth paying out for a set aside, £303 with no guarantee of success, plus if it is 4 years old its only got 2 years to run

Study the set aside advice in the newbies sticky thread in announcements 

Brie

Agree with the others about just letting it slide now.  But the concern would be why she got a ticket if she didn't drive and didn't own a car.  Has she checked her credit history for any other oddities?  Any credit taken out that she's of which she is not aware? 

Le_Kirk

You/she needs to unpick this and the place to start is by phoning the CNBC with a copy of the judgment in her hand (they won't talk to you) and asking for a copy of the N1 claim form to be emailed to her.

yus786

OK some updates

As part of the eligibility checks she got the following:

We have received your referencing form back and it has come back as not acceptable due to an active CCJ on your credit file for £322.

Record: County Court Judgement
Case Number: XXXXXXXXX
Court: Civil National Business Centre
Address: XXXXXXXXXXXXXX
Amount: £ 322
Date: 03/05/2022
Satisfied/Discharged: No

My Daughter only passed her driving last year and she still doesn't own a car.

She then emailed ccbcfees@justice.gov.uk asking for further info but never heard back

Thoughts?

What should we do first?

Gr1pr

Who is the claimant. ?

You were asked how she could possibly get a CCJ if she wasn't a keeper or driver. ?  Not answered 

The parking company had no possible way of getting her personal details, so doesn't make sense 

You should be answering the basics if you want answers here 

NB, the CNBC contact email is not what you said, its listed in the first section of this thread in announcements 

https://forums.moneysavingexpert.com/discussion/6108153/template-defence-to-adapt-for-all-parking-cases-with-added-admin-dra-costs-edited-31st-july-2023/p1

https://ccua.org.uk/hmcts-update-mailbox-closures-for-the-civil-national-business-centre-in-northampton-cnbc-from-28-february-2024/

If she found out 3 months ago then she may not get a set aside, she is obliged to act promptly 

Hoenir

yus786 said:

Apparently there was a parking ticket under a car she wasn’t registered to. She didnt even have her license at the time, never mind a car. 

The ticket wasn’t paid for so it ended up becoming a CCJ

Is there more to the story than you are being told ?

yus786

Gr1pr said:

Who is the claimant. ?

You were asked how she could possibly get a CCJ if she wasn't a keeper or driver. ?  Not answered 

The parking company had no possible way of getting her personal details, so doesn't make sense 

You should be answering the basics if you want answers here 

NB, the CNBC contact email is not what you said, its listed in the first section of this thread in announcements 

https://forums.moneysavingexpert.com/discussion/6108153/template-defence-to-adapt-for-all-parking-cases-with-added-admin-dra-costs-edited-31st-july-2023/p1

https://ccua.org.uk/hmcts-update-mailbox-closures-for-the-civil-national-business-centre-in-northampton-cnbc-from-28-february-2024/

If she found out 3 months ago then she may not get a set aside, she is obliged to act promptly 

I have asked her. Sorry, she's 8 months pregnant so struggling a bit

yus786

Hoenir said:

yus786 said:

Apparently there was a parking ticket under a car she wasn’t registered to. She didnt even have her license at the time, never mind a car. 

The ticket wasn’t paid for so it ended up becoming a CCJ

Is there more to the story than you are being told ?

Dont think she would lie to me. I've offered to pay for it all as well - but will ask again

Hoenir

yus786 said:

Hoenir said:

yus786 said:

Apparently there was a parking ticket under a car she wasn’t registered to. She didnt even have her license at the time, never mind a car. 

The ticket wasn’t paid for so it ended up becoming a CCJ

Is there more to the story than you are being told ?

Dont think she would lie to me. I've offered to pay for it all as well - but will ask again

The facts as they stand don't make sense. Was this an attempt to avoid a penalty incurred by someone else that now has gone badly wrong. Your daughter unfortunately suffering the consequences.